Halifax and Lloyds fast payments (FB) service on the blink

trinidadone

zennith wrote: »

Hi, if you click edit, then go advanced - you will be able to change the thread title.

thankyou, i think I did it (my first title change, yahhhhhhhhhhhhhh)

dalesrider

trinidadone wrote: »

thanks for the clarifaction, it puts a whole new meaning on the term "fast"

The fast bits refers to the fact that the recieving bank has 15 secs to respond with either YES or NO.....

Give you a idea how it works

trinidadone

dalesrider wrote: »

The fast bits refers to the fact that the recieving bank has 15 secs to respond with either YES or NO.....

Give you a idea how it works

i see that

agrinnall

dalesrider wrote: »

The fast bits refers to the fact that the recieving bank has 15 secs to respond with either YES or NO.....

Give you a idea how it works

While the response time is certainly a major factor in how FPS works I don't think you're right about that being the reason why Faster is in the name. It is in fact in reference to payments being processed more speedily than they were by BACS, as you can see in the wikipedia description, which ties in very much with my understanding when I was developing FPS processing for one of the original members back in 2007/8.

http://en.wikipedia.org/wiki/Faster_Payments_Service

zennith

Am i expected to pay bank charges if the money i transferred doesn't arrive by tomorrow?

trinidadone

UPDATE
I just tried to do another FB from my Halifax bank account to my Santander account. Still getting the following:

"Unfortunately your payment won't go through immediately as a Faster Payment. Please only continue if you're happy for this payment to be processed the next working day".

trinidadone

zennith wrote: »

Am i expected to pay bank charges if the money i transferred doesn't arrive by tomorrow?

I did raise something like this with Halifax this morning, they said they would look into it if it was raised

dalesrider

agrinnall wrote: »

I don't think you're right about that being the reason why Faster is in the name.

I know

It was a flippant off the cuff reply to trinidadone's > it puts a whole new meaning on the term "fast" <

Seems you were not FAST enough to catch the drift

Que tumbleweed :rotfl:

trinidadone

dalesrider wrote: »

i know :d

it was a flippant off the cuff reply to trinidadone's > it puts a whole new meaning on the term "fast" <

seems you were not fast enough to catch the drift

que tumbleweed :rotfl:

meowwwwwwwwwwwwwwwwww

Bergaspeed

My wages have not gone in the bank today but direct debits have come out (taking me over my overdraft) . Checked with Halifax and the chappie I spoke to told me they had not had any other complaints or enquiries about it!! Spoke to the sending bank and they have been told by LLoyds not to resend payments but to just leave them as they should go through on ther own.