Fee Free Whole Of Market Help Needed

cristelle

Hi

Very new to this so please be patient!

I have recently accepted an offer on my house and have found one I am interested in - have never sold and purchased before so need some help.

How do I find a fee free whole of market mortgage advisor - have looked in yellow pages, local press etc and cant seem to find one?

Thanks

MortgageMamma

Hi Cristelle

What area are you in? There are usually loads of mortgage brokers advertised

Have you tried googling "mortgage advice fee free AREA"?

you could always check this site

www.adviserfinder.com

But the best way to find someone is to get recommendations from family and friends

cristelle

Thanks for that MortgageMamma - only friends that I know that have purchased recently are self employed with a different situation to me (they have loads of money)...

I am in the Lowestoft Suffolk however looking to move to Great Yarmouth Norfolk.

MortgageMamma

It does not really matter what your friend circumstances are - a competent mortgage broker will be able to deal with any situation they are faced with

Perhaps some of the forum users will be able to recommend someone in your area. There is an article on this site recommending a number of brokerages but the only one that does not charge a fee is London and Country and the are phoned based - however, don't call them unless you have found the property you wish to buy as they won't deal with you unless you have! (I know, madness isnt it?!)

toonfish

you could try https://www.unbiased.co.uk

Mr_helpful

Part of the problem in that when it comes to searching you need to look for Independent and no broker fees. As far as FSA is concerned a broker is either independent or not.

kenshaz

MortgageMamma wrote: »

It does not really matter what your friend circumstances are - a competent mortgage broker will be able to deal with any situation they are faced with

Perhaps some of the forum users will be able to recommend someone in your area. There is an article on this site recommending a number of brokerages but the only one that does not charge a fee is London and Country and the are phoned based - however, don't call them unless you have found the property you wish to buy as they won't deal with you unless you have! (I know, madness isnt it?!)

London & Country have a website and their phone number is 0800 953 0304

MortgageMamma

Thanks Ken, that was a really nice thing to do for this forum user. By the way, you should copyright your signature, as me and my new business partner are considering using your EXCELLENT wording on our website and promotional literature, even on our radio ads

No Selling. No Jargon. Just the Facts.

Sounds good don't you agree?

dunstonh

I'm in Lowestoft but of course I cannot recommend anyone on the forums.

jamesd

Kenshaz, it's traditional and good practice to say who you're quoting. Including a link to the source of the copyrighted FSA wording you're using would be a good thing.

Mr_helpful

kenshaz wrote: »

London & Country have a website and their phone number is 0800 953 0304

A little question. Under the FSA rules are you as an individual allowed to refer posters of an internet site to any broker who is not independent? Perhaps you could ask the FSA. The penalties for getting it wrong may be quite high. The amount of time you spend finding the answer might be of benefit to all of us. Try here www.fsa.gov.uk