Barclays basic account.

cb3781

Discodancer wrote: »

Ive just opened a basic account with Barclays no problem at all I get a visa debit card etc but I cant use online banking although I can use telephone banking! The staff at Barclays were very friendly and helpful.BTW Barclays are one of my creditors but nothing showed up when they put in my present or last address.

Hi disco dancer are you discharged or undischarged, I set up basic account with Barclay's whilst applying for br , told them this and told online / phone banking no problem, now bankruptcy gone through booth facilities frozen, so curious how you managed to wangle phone banking, I live hour and half from branch do its left me really stuck for managing my money

iquit

When I opened my post br Barclays account ALL my previous accounts popped up on the computor screen lol. I sat there thinking "oh no, oh no, they are going to turn me down" but lo and behold they simply clicked the screens to minimise and carried on with opening my basic account. I started off with just telebanking facilities and when I took proof of discharge into the branch, online facilities where activated.

seana

hi
going br next month. i have a current account with barclays and they are not one of my creditors,could i just cancell the overdraft and c/book and keep the same account no

mysterio_2

they may "downgrade" to a basic account or close it totally....its up to them what happens once they are aware of your bankruptcy

raradel

Thats interesting - I have been with co-op since my BR in 2009 then out of the blue on monday they sent a letter saying they are closing my account 30 days from 21st due to going over drawn (due to their charges!) Maybe cooperative are in trouble

Grumpy_Shunter wrote: »

Well that's just great. Now what do I do?

Just had a letter from Coop bank. Because of my Br, they're now closing my account in 30 days! I mean !!!!!!? I was assured by the staff in my local branch that everything would be OK. Well thanks Coop. Thanks a lot.

I have just finished sorting all of my direct debits and standing orders and now this.

I'm off into the city now to talk to Barclays (they were a creditor in my BR). If they can't help me then I don't know what to do.

Any help would be really grateful now MSE. Christ, what a mess.:mad:

tigerfeet2006

Co-op have always used a three strikes and you are out policy BUT if there has been some unusual problems and you ring and talk to them they are usually very good at listening and helping you and most often they can reverse the decision. So ring them and talk to them.

tigerfeet2006

seana wrote: »

hi
going br next month. i have a current account with barclays and they are not one of my creditors,could i just cancell the overdraft and c/book and keep the same account no

I would go in and ask to open a basic account, just to be on the safe side.

hindleyblue

Barclays had two debts in my bankruptcy (totaling about £70k) and they still let me open an account the day after I went BR

Online banking may be available to you - I was told I had to be discharged to get it, but just went to their website, requested it and a couple of days later the log ins came through

Grumpy_Shunter

hindleyblue wrote: »

Barclays had two debts in my bankruptcy (totaling about £70k) and they still let me open an account the day after I went BR

Online banking may be available to you - I was told I had to be discharged to get it, but just went to their website, requested it and a couple of days later the log ins came through

I would throw caution to the wind about using your new online banking facility. After being lucky enough to get a basic account with Barclays whilst owing them 70k in your BR - I wouldn't want you to p*iss them off in any way.

If they get arsey, there's not many places you can go for a basic account whilst undischarged.

debtmummy10

are barclays the only bank you can get a basic account with if BR undischarged?? what about the post office or nationwide