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Balancing not just the budget
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Great news
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
RosaBernicia wrote: »just a bit heavier and less responsive than my car, and obviously bigger for parking. Fortunately it has sensors!!
Ooh much posher than ours, I have to admit I've never tried to drive our Bedford. She has a dogs leg gearbox and that frightens me almost more than her bulk.
Glad its all sorted.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
redofromstart wrote: »Ooh much posher than ours, I have to admit I've never tried to drive our Bedford. She has a dogs leg gearbox and that frightens me almost more than her bulk.
Glad its all sorted.
I've spent rather more than I intended Redo
But I think I've got pretty much everything I wanted with the lowest risk that can be managed, so it works for me.
Van is automatic and it takes a bit of getting used to - I keep waving my left hand about aimlessly at junctions :rotfl:.Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Fab news Rosa :TIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Great news on the van.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Ooh how exciting Rosa - and yes, I'm also quite jealous! It's something we've talked about but ultimately we're not going to be doing Hebrides trips in something like that, so at the moment it's a bit pointless for us. Once we're in the Hebrides though I can see something like that in our future I admit! In the mean time I shall live it vicariously through your adventures with yours! :T🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
EssexHebridean wrote: »Ooh how exciting Rosa - and yes, I'm also quite jealous! It's something we've talked about but ultimately we're not going to be doing Hebrides trips in something like that, so at the moment it's a bit pointless for us. Once we're in the Hebrides though I can see something like that in our future I admit! In the mean time I shall live it vicariously through your adventures with yours! :T
Thanks EH
I'm astonished how many people are really excited by it - there are two colleagues begging me to bring it to work! I was assuming everyone would just think I was loony! :rotfl:
Hoping to do some wanderings in the far north and north west - after some nearer trips though.
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Belated Sunday shuffle report is basically :eek::eek:, all due to van expenses - added to today with a mains charger! So will probably just borrow out of the buffer fund and build it back up.
Otherwise have been fairly good - a few house bits, as I've switched some curtains around and decided today that I did want to swop a lampshade and photo frames. All cheap enough in itself though as very plain. Once the van project is sorted I think my next things will be fitness and better food.
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Thought of you yesterday Rosa, saw someone in an army green, red cross ambulance VW van ...complete with light in situ on top
Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Oh wow a camper! We would love one, only DP is into ancient VW's whereas I like newer shiny things so we have yet to agree on anything.
At the minute he has a 70s vw beetle which I am too scared to sit in, I'm convinced it will fall apart and we will be stranded somewhere!!
Have you planned any trips yet?
xxMFW
Starting debt :£287,410 -11/2020
2022 Closing balance £271,402.45
2023 closing balance £263140
Original end 11/2045
New end date :.......
Overpayments to date £574.4 (1/26)0
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