Aqua Card credit increase...

guesswho2000

Lazyloki wrote: »

Do Aqua routinely increase limits without having to ask? I see a lot of people with pretty low limits on it, don't think I've heard of anyone with more than about £1k.

Don't have one myself and don't intend to - thought about it for the cashback and foreign spend but I like to pay off in full each month and can't be bothered with making additional payments to keep within the limit.

I had one until 2009, the limit ended up at £3050. Started off in 2005/06 (whenever I got it) as £250 and got increased about five times to that level without asking, the weirdest thing was they initially sent me a letter saying I'd been declined, then the card turned up a week later.

I wasn't using it and only remembered to close it when they sent me a letter saying they were going to reduce my limit because I hadn't used it in ages.

callum9999

Mine was automatically increased from £250 to £650 after about 4 months - presumably because the rest of my credit report is impeccable (just with a high available credit to income ratio) and I was spending well over £250 a month on it and always repaying in full.

ses6jwg

I got knocked back after 3 months for an increase.

I requested £250 to £1000 last month and they declined but did raise it to £350 which is fine for me as the cashback is maxed at around this anyway.

Jules2012

Mine went £250-£650 and goes up to £1250 in a couple of weeks, just got a letter. Had it for around 10 months.

nikanika0

my cc limit was £250, increased to £600 after 5 months.

gener8or

Had my statement from Aqua Reward today with a note on the statement saying my £1600 limit has been increased to £1850 with immediate affect
Ive made my £100 cashback now so only using for small purchases to keep the account open

omiszon1984

gener8or wrote: »

Had my statement from Aqua Reward today with a note on the statement saying my £1600 limit has been increased to £1850 with immediate affect
Ive made my £100 cashback now so only using for small purchases to keep the account open

My jumped from £500 ---> £1200 (after 5-6 months of using)

Did they offer you £1600 from the start ?

gener8or

Yes I had a 1600 limit when I opened the account.

B1gsaver

Money transfer - If one used this card for a online money transfer using e.g. worldremit.com, this is treated as a purchase, so if the balance is paid in full by payment date then there is no interest or other fees charged, is this correct?

Thank you

Wywth

B1gsaver wrote: »

Thank you for the replies.

It's been two months since I've had the Aqua reward card.

I'll leave it a month or [STRIKE]two[/STRIKE] four...

I've corrected your post ... taking into consideration the advice you have already been given