Vanguard Life Strategy

JohnRo

Yorkie1 wrote: »

(Ref Charles Stanley).
I spent a while on their website yesterday and couldn't make head nor tail of it.

I'm surprised at that. Hopefully this link will work for you when clicked.

https://www.charles-stanley-direct.co.uk/InvestmentSearch/Search/KeywordSearch/All/Default/Asc/n/50?__RequestVerificationToken=Jz6Mrzwcx6Eutnug1R2kWG3rBoXhfPMWPFpc9ZVaurBL57OQB%2FSo1zALxbvCfLwUehS9nMPNAuKt4pmq%2BsQP6dXGPrham9hRWBMfaHTkmX0%3D&searchtext=vanguard&submit=Search

Yorkie1

Ah, I was on the main CS site, not CS-direct ... very inadequate indeed

Thanks, JohnRo :T

Off to have a better look!

Robie

JohnRo wrote: »

I'm surprised at that. Hopefully this link will work for you when clicked.

https://www.charles-stanley-direct.co.uk/InvestmentSearch/Search/KeywordSearch/All/Default/Asc/n/50?__RequestVerificationToken=Jz6Mrzwcx6Eutnug1R2kWG3rBoXhfPMWPFpc9ZVaurBL57OQB%2FSo1zALxbvCfLwUehS9nMPNAuKt4pmq%2BsQP6dXGPrham9hRWBMfaHTkmX0%3D&searchtext=vanguard&submit=Search

Do CS charge for regular investment as part of an ISA? For example, if I buy one of the Vanguards in my ISA, how much would they charge for initial investment and then regular/monthly contributions? Not quite sure on this after reading their charging information.

Thanks.
Robie

vickssinex

Yorkie1 wrote: »

(Ref Charles Stanley).

I spent a while on their website yesterday and couldn't make head nor tail of it.

Their PDF guides were practically illegible - print too small, or if enlarged too fuzzy. However, it appears from lots of squinting at the ISA guide that the minimum deposit within a S&S ISA at a time is £1K, which would put them out of my league.

Did a search for Vanguard Life Strategy and nothing came up, so it wasn't evident that I could buy these funds anyway.

I opened an ISA with them in March. Their minimum is £500, and I put this into the VLS 80% fund. I topped this up with another £500 before the end of the last tax year.

I've emailed them for help and got a response the same day, so they are willing to answer queries.

takesyourchances

Carpi09 wrote: »

I have also added £600 to Aberdeen Global Asian Small Companies

That is good to hear you have the Aberdeen Asian Small Companies fund now as well. Mine is at £600 invested so far also at the moment and has been doing well from opening. at present around 7% in a few months, so we will see what it does, be up's and downs I am sure but I think it will be a good holding to have

esmecullen wrote: »

Sounds quite interesting, you have quite a good "collection" of funds................a bit too late in the day for me to think about SIPP's but I do like the idea of the small cap funds...........will look into them and decide whether to jump in with one of those, just to pep up my S & S ISA,:)

I am happy with what I have opened for side funds for the added exposure in those areas as it adds a bit of extra spice for the long term outside of the VLS holdings.

Think I am going to open the SIPP with a VLS 80% simple for a while and see at a later stage any other tilts. Still unsure what to do with my Stakeholder pension so will continue to pay the same in and I think I will start simply with a VLS 80%.

I want to increase my pension amounts so this is why I am looking at the SIPP at the moment as I don't feel I want to add more increased monthly amounts into my Halifax Stakeholder.

I could pay into both the Stakeholder and a SIPP or merge it into the SIPP. For the moment I think I will do both while I decide what to do.

Still not opened it in an SIPP yet but really thinking of it

antonius.natale

Having looked at all the options for buying this. HL used to be the cheapest option, but I think now Charles Stanley (CS) is now cheaper. They also started offering monthly savings option (£50 minimum).

Based on £1000 invested, the cost for the year is only £2.50. That is much cheaper than the HL £2/month fee (£24/year).

There does not appear to be any penalty for withdrawing funds.

Am I missing something? Looks like CS is now the best option, especially with their new monthly saving option.

Gadfium

Charles Stanley was always the cheapest option up to about £10K IIRC? After that, HL's £24 per annum is cheaper.

black_taxi_2

just noticed vanguard now have a global small cap index

how long has that been there?

thx

black_taxi_2

UK domicile

catoutthebag

please advise

I'm new to this, but want to invest £50pcm in vanguard ls 80:20 or similar product. Would VG be too expensive, and would something else cater for my low, passive investment introduction? Or would I be best lumping £50x12 into VG annually (if that is allowed).

Just want to stick a small sum away and leave it to grow with the indices. ps - feel free to respond in an SS ISA and non ISA scenario (currently have a FA doing my SS ISA at 50pcm as well as a personal pension at a few hundred pcm... given their (FA) fees...wondered if it would be better a) increasing the pcm to £100 with FA isa, b) closing FA ISA and putting £100 into VG/similar DIY in ISA and a small lump sum ~1000 c) continuing FA Isa and my non-isa VG thing?
FYI: the ISA is split: stocks and shares cash, aberdeen multi asset, schroder managed balanced..via novia