We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Vanguard Life Strategy
Options
Comments
-
I regret sticking to VLS100 and not staying with the US acc version - seems to have done a lot better.0
-
guitarman001 wrote: »I regret sticking to VLS100 and not staying with the US acc version - seems to have done a lot better.
Are you suggesting that having a single sector fund would be better than a multi-asset fund?
And your measure of better is that one has grown by more than the other over a short term period?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
I know, I know... It's just at one point I had both and decided to stick with VLS1000
-
guitarman001 wrote: »I know, I know... It's just at one point I had both and decided to stick with VLS100
Don't worry. There will be a period when its the other way around.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
guitarman001 wrote: »I regret sticking to VLS100 and not staying with the US acc version - seems to have done a lot better.
Rear view mirror!I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.
Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.0 -
guitarman001 wrote: »I regret sticking to VLS100 and not staying with the US acc version - seems to have done a lot better.
Obvious solution, sell VLS100 now because it's not performing brilliantly and buy the US Index that is.
What could possibly go wrong
'We don't need to be smarter than the rest; we need to be more disciplined than the rest.' - WB0 -
How easy it is to switch from VLS100 to VLS80, 60(say).
What kind of effort involved and what is the actual fee/cost of doing that ?
thanks
It's very easy, just a simple instruction to your platform, of potentially an email or phone call.
Costs will vary dependent on who you are with, many are free if they charge on a Percentage basis whilst others charge per transaction, the latter are typically £8-15 for online dealing though could be more.0 -
is it wise to have Vanguard in both your pension portfolio and your ISA portfolio? would it be better to put money in other places for both accounts ?0
-
Suppose it all depends on your objectives etc. You could have VG 80/100% in your SIPP and VG 40/60% in your Isa for 10-15 years for example.
I hold them in both my SIPP and ISA.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards