CRISPIANNE3 wrote: »
It does not matter what the so called experts say based on my situation I am going to be worse off. I know I have two final salary pensions but I worked for them and put extra in when while my friends were more concerned at just having a good time.
This government is always changing their mind and who knows they may bring the new rate forward to April 2015.
zagfles wrote: »
Final salary? Contracted out presumably? Then you would get a deduction applied to the £144 if you'd been under the new rules. You do realise that don't you? It's been mentioned several times in this thread, it's in the white paper. In all likelyhood you'll be no worse off at all from missing the cut-off date.
hansi wrote: »
I am a pensioner cuurently receiving the basic state pension and the State Second Pension. Will this remain the same when the new system kicks in, because it will be considerably more that £144 per week.
CRISPIANNE3 wrote: »
Could be because my forecast is at the moment is £123.00 per week in todays money and obviously includes the second part. The government are saying the new amount will be £144 and has we know that is again in todays money. So based on the two figures quoted please explain how I am not going to be worse off.
If its the case they take away the bus pass, heating allowance and free prescriptions for those receiving the £144 then I probably would be no worse off.
What am I missing here.
Greenfieldgirl1 wrote: »
As one of the 400,000 women who have had their state pension date altered by almost 3 years, but who will fall 4 months short of the April 2016 date, I feel that I have been dealt a double whammy. I too will have contributed for over 30 years and will still be contributing for at least another 3 years. How unfair! I understand that people are living longer, but the government should have implemented one or the other.
trenchwars wrote: »
What also annoys me is that public sector workers will benefit from the increased flat-rate pension, but the government has already indicated that it won't pass on the cost of the 3.4% raise in NI contributions. So this is basically another tax raid on private sector final salary pension schemes. The government won't be satisfied until it has killed them all off.
If you plan to get a place via 'clearing'
Lower your band & save £1,000s
Past-best-before health food etc