EMJAY01 wrote: »
This is just typical of this condem government. Changing the goal posts yet again, is it any wonder that our young don't believe in pensions when their parents who have paid into the system all their working lives are going to be penalised.
Wywth wrote: »
Am I missing something here?
This is all about the state pension. What affect do these changes have on a private or employers pension? (which is paid on top of the state pension)
Froglet wrote: »
My husband has worked all his life from the age of 15 and paid in a lot of contributions.He misses this new higher pension by 3 months.So very unfair.He has some state second pension to come but not enough to get the full new rate.Because we have been prudent and have savings,plus we have saved for a small private pension he will get no pension credit.Yet those who have saved nothing and put nothing by will get more.
I do not see why they cannot just forget the pension credit and give everyone a fair amount,perhaps a bit less than £144 but give it to EVERYBODY.
Arthurian wrote: »
What about all those people who paid 'extra' contributions by cheque to make up for years when they didn't work enough hours to qualify for the full state pension? Turns out they didn't need to pay after all.
Too late now, though.
I can't help thinking if HMRC was a private company someone would now be chasing them for the return of those cheques.
If you plan to get a place via 'clearing'
Lower your band & save £1,000s
Past-best-before health food etc