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FGA Capital PPI Help!

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  • davybro
    davybro Posts: 13 Forumite
    Just a quick update for anyone interested.

    I received a cheque yesterday from FGA Capital for nearly £1700. I must say, I'm glad I'd sent the paperwork off before posting on this forum as I doubt I'd have followed through after I'd read some of the replies.

    Cheers, Davybro.
  • -taff
    -taff Posts: 15,336 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you were certain you had been missold, you would have filled the forms and sent them off no matter what you were told here :)
    Non me fac calcitrare tuum culi
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    If you have a valid complaint with evidence to support then you'll win redress. You can't complain simply because you have a PPI policy, it has to have been mis-sold to you.
    The company in question should be irrelevant to your likelihood of success.
    Nothing I said here was inaccurate.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    davybro wrote: »
    I received a cheque yesterday from FGA Capital
    Three week turnaround-unusually short time. Auto payout?
  • dunstonh
    dunstonh Posts: 119,634 Forumite
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    Three weeks does suggest auto payout and the amount is in the typical auto payout range since the FOS PPI fees went up.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • davybro
    davybro Posts: 13 Forumite
    -taff wrote: »
    If you were certain you had been missold, you would have filled the forms and sent them off no matter what you were told here :)

    I doubt it to be honest. I think we've all felt unfairly treated by banks etc in the past but felt it was pointless complaining in most cases.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
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    davybro wrote: »
    I think we've all felt unfairly treated by banks etc in the past but felt it was pointless complaining in most cases.
    As already stated, you had a weak complaint but luckily appear to have received an auto-payout without any investigation by the bank.

    Well done.
  • Well done on claiming your PPI back!!

    I'm about to send off a claim to them - for the same reasons as you, fingers crossed!
  • davybro
    davybro Posts: 13 Forumite
    As already stated, you had a weak complaint but luckily appear to have received an auto-payout without any investigation by the bank.

    Well done.

    Yea, not sure thats correct, as the report back from FGA goes into a fair bit of detail on their investigation. Unless they've just made all that up?
  • davybro
    davybro Posts: 13 Forumite
    Well done on claiming your PPI back!!

    I'm about to send off a claim to them - for the same reasons as you, fingers crossed!

    Best of luck! :)
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