Yeh Nice One Martin .......... Not

oldwiring

Twinkly wrote:

I wish to enquire what 'afflensa' is ? It sounds painful...

Oops another oldwiring typo: its "affluenza". The word was coined in a book. It is defined as
affluenza, n. a painful, contagious, virally transmitted condition of overload, debt, anxiety, and waste resulting from the dogged pursuit of more.


Compare the angst of many today with St Paul, who in a prison cell, could say
"I am not saying.....because I am in need, for I have learned to be content whatever the circumstances." And there are many more like Paul. Place the 'life is so hard because I cannot have' brigade against true sufferers and you should see the oerniciousness of affluenza.

Rant over:beer:

Twinkly

oldwiring Thanks for clarifying.

Twinkly

oooh I've just noticed I've got a star by my name now. i am a twinkly star, yay me !

IvanOpinion

Twinkly wrote:

oooh I've just noticed I've got a star by my name now. i am a twinkly star, yay me !

Show off ........... Congrats, you get another one when you learn to talk as much !!!!!! as rest of us

ivan

lady_noluck

IvanOpinion wrote:

Show off ........... Congrats, you get another one when you learn to talk as much !!!!!! as rest of us

ivan

Oooh i've just noticed i've got 2 stars!! Does that mean I talk twice as much crap as twinkly? Hooorah! :j :rotfl::rotfl::rotfl:

IvanOpinion

lady_noluck wrote:

Oooh i've just noticed i've got 2 stars!! Does that mean I talk twice as much crap as twinkly? Hooorah! :j :rotfl::rotfl::rotfl:

It is actually logrithmic so you talk 10 times as much crap

Ivan

Need_More_Money_2

Is this the start of the recouping of the charges?

Twinkly

No it just means that they are using the OFT deeming £12 as a more reasonable figure than they charged before as some kind of law, which it isnt. You can claim so go for it and good luck

Twinkly

raymond wrote:

Totally agree with OP, why should I pay more so someone can go overdrawn ?

In my opinion, banks should totally abolish the ability of someone to "overdraw" on an account ..... period. Then those in "financial difficulty" could have no reason to pay charges at all. They can then resort to smashing up telephone boxes and apply for a refund to the magistrate after they are caught and fined which amounts to the same thing. Too many people spend money they dont have with no intention of ever paying it back, or with some fanciful notion that someday they will win the lottery or whatever.

The flipside is why should someone pay a high unlawful, I repeat unlawful, charge for going overdrawn so you can earn a lot of interest on your account ? Why should my money be literally stolen from my purse to go in your pocket ? It is the bank who fascillitates and distributes monies within its structure and your ire at people reclaiming and being helped to do so is misplaced. I might just as well rant at people who have high savings accounts for stealing my money, it just doesnt work the way you have presented and it is not our fault.

They could always charge a reasonable and lawful fee and give you all of that for your interest rate but then they wouldnt make a profit would they ? Bank charges only form part of their income allegedly so people reclaiming isnt likely to make that much of a dent in their income so any rises they blame on this is more hogwash that people such as yourself will fall for and get even more angry about.

Smashing up a telephone box is illegal, magistrates fines are lawful.
Going overdrawn is legal, bank charges are unlawful.
No match found - does not compute.

tomstickland

I think it's called "kicking someone when they're down".