Yeh Nice One Martin .......... Not

MrsTee_2

reehsetin wrote:

when i have kids my first priority will be to make sure i have something put aside to make sure i always have money to feed my kids.

Good luck, I hope it works out as you plan. Unfortunately life (and kids) has a habit of spoiling well made plans.

ben500

nelly wrote:

Yeah you have some good points but the captain doesnt do what he does to make friends with big business now does he?

from the BBC webby -

Barclays Bank has announced a record pre-tax profit of £7.14bn in 2006 - up by 35% on the previous year.

Yeah they are there to make money, but making that sort of cash while basically scaming people who were slightly late with a payment just is'nt on.

Think about this then, its funny that a letter they decide is "a rule" cost's £35 but the junk mail they send out on a daily basis trying to flog us their products is miraculously free for them to send.

The £35 letter is done automatically by a computer.

The the latest 'wonderful products' brochure had a team of demographic specialists, advertising execs, print companies, bank execs, endless meetings etc etc etc to produce it and it lands on my door mat free of charge!

They dont have to make billions, I'm fairly certain Barclays can drop from £7.14 billion to say around £6 and still just about be in the black!

What do you reckon?

I reckon that's far to sensible a comment from you.

madison's_mum

when i have kids my first priority will be to make sure i have something put aside to make sure i always have money to feed my kids.

Good! & you obviously aren't starting out in debt which helps. Just make sure you never bounce a DD or go overdrawn

MrsTee_2

reehsetin wrote:

that would be my point aswell, i doubt many of these people claiming back charges have had to go to the extent of living on the streets in the cold, people in 3rd world countries have intermitent electricty and none of the luxuries such as the internet that we have, unless you are living in the streets or not working or claiming benefits you can come up with £20, even if it means canceling a mobile phone contract or an internet connection, you could even go without a home phone landline to raise that £20

I've been within 2 days of being homeless (along with 3 kids) - again thanks to a bank's red tape.
If you need £20 to put in the bank for a dd the next day, or even to buy food, cancelling a phone contract, internet connection or land line won't make any difference for the there and then.

Nelski

ben500 wrote:

I reckon that's far to sensible a comment from you.

yeah but hes not come back so must have had to go lie in a darkened room :A

tesuhoha

The banks are under scrutiny now and whatever they decide to do, they will receive a lot of criticism. I wonder if this will have any effect.

reehsetin

madison's_mum wrote:

Good! & you obviously aren't starting out in debt which helps. Just make sure you never bounce a DD or go overdrawn

then dont have kids until you can afford them

Al_Mac

MrsTee wrote:

I've been within 2 days of being homeless (along with 3 kids) - again thanks to a bank's red tape.
If you need £20 to put in the bank for a dd the next day, or even to buy food, cancelling a phone contract, internet connection or land line won't make any difference for the there and then.

Would a phone contract or internet connection be a neccesity or a luxury. I've been shot down on this in the past, when I said luxury. So why would you have them, if you are skint

Nelski

reehsetin wrote:

then dont have kids until you can afford them

harsh:rolleyes: :rolleyes:

reehsetin

MrsTee wrote:

I've been within 2 days of being homeless (along with 3 kids) - again thanks to a bank's red tape.
If you need £20 to put in the bank for a dd the next day, or even to buy food, cancelling a phone contract, internet connection or land line won't make any difference for the there and then.

a £20 emergency fund, meaning you dont get it last min, you make sure you have it kept aside,
im not doubting there are extremem circumstances