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Universal Credit changes...CSA?

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  • wayne0
    wayne0 Posts: 444 Forumite
    this is my FOI request to the CSA. which i wrote to them about...

    FOI requests should be dealt with within 20 days.

    and anyone can email them to the dwp. i will find the email address out later if anybody is interested in it. BTW: if it relates to any specific case, it should be a DPA SAR request - which a £10 fee is payable for each time.

    [FONT=Arial, Arial, sans-serif]Howwill the Universal Credits system effect cases on the CSA. Will allclaimants of UC be placed onto the Flat Rate group of £5 (or £10 onthe Gross Income Scheme) considering that they will essentially allbe considered as “Job Seekers” - in receipt of the same benefitas a job seeker - and expected to find better paid employment thanthe National Minimum wage – and UC will essentially be the same asIncome Support (considering that UC will replace IS, JSA, ESA, HB,WTC and CTC)[/FONT]




    [FONT=Arial, Arial, sans-serif]Orwill those who fail to work be entitled to the flat rate of £5 andthose who do work have to pay a percentage of their whole income.(including UC ETC). Surely this second option will not follow thepolicy of: “Not to follow this policy could be seen aspenalising those parents whose hard work results in their earnedincome rising.”[/FONT]
  • Surely Housing benefit will not be classed as income for the CSA ?
    How on earth is it "income" ? What a shower of s**t!
  • kevin137
    kevin137 Posts: 1,509 Forumite
    Surely Housing benefit will not be classed as income for the CSA ?
    How on earth is it "income" ? What a shower of s**t!

    ALL income should be used when ascertaining what is the correct assessment...

    Or should we go back to the previous system and have ALL housing removed from an assessment...

    Double standards in my eyes, you get benefit that you pay no tax on and in a lot of cases actually works out much more than the income of working people yet i don't or didn't have the luxury of having my mortgage removed from my assessment.

    Anything you get from the government should be taxable as well...!!! Maybe you would see your income more like a wage then and see just how bad things really are... That or get of your fat lazy !!!! and get a job and pay for your own !!!!...!!!

    What a f**king cheek housing benefit isn't income...!!!
  • Surely Housing benefit will not be classed as income for the CSA ?
    How on earth is it "income" ? What a shower of s**t!
    I hope not i think they will make this a protected element and Kevin you dont need to be so aggresive when you post.
  • kevin137
    kevin137 Posts: 1,509 Forumite
    It isn't about being aggressive, it is the attitude that it is your RIGHT not to have to do anything for the money that you get so easily...!

    You really don't know how easy you have it in the UK...! And to be fair, i don't think the cuts coming in are anywhere near harsh enough to get the lazy long term unemployed off benefits, and they also need to stop giving money away to new arrivals by the bucket load as well...!!!

    If you have not contributed anything, then you don't deserve anything back...!!! And people wonder why the UK is so screwed...!!!

    I live in Norway, a slightly different culture, in that they did not waste the Oil money when it started coming in, and they still don't waste it, and everything of value like a car is classed as an asset and if you don't find work, the you HAVE to go on a course to get you back to work, and if you don't they stop your benefit end of story...!!! In the UK that would be followed by my human rights are breached, i have a right to be a sponger and never work, i am owed this money cos i am british... It is all crap and i am glad i no longer pay into that system...!!!

    Oh, and while you may qualify for benefits here, it is still classed as Income and is TAXED the same as if you where working...! Everything coming in is an income...!!!
  • kevin137 wrote: »
    ALL income should be used when ascertaining what is the correct assessment...

    Or should we go back to the previous system and have ALL housing removed from an assessment...

    Double standards in my eyes, you get benefit that you pay no tax on and in a lot of cases actually works out much more than the income of working people yet i don't or didn't have the luxury of having my mortgage removed from my assessment.

    Anything you get from the government should be taxable as well...!!! Maybe you would see your income more like a wage then and see just how bad things really are... That or get of your fat lazy !!!! and get a job and pay for your own !!!!...!!!

    What a f**king cheek housing benefit isn't income...!!!

    Hi Kevin :)
    I think the last post was worded incorrectly, and not intended to come across that way and offend anybody :). I believe homeowners should also be offered help if needed, and whether their is equity in the property should not come into it. Houses are bought as stability and investment for the future, this should be protected too.

    I see both sides of this (probably going to as I was the OP). Those who are able to claim Housing Benefit (regardless of opinion whether they possess the 'I'm entitled' gene or not) should pay said Housing Benefit towards housing, in my opinion only of course. Just as CM doesn't affect the PWC 'entitlement' to housing benefits and such.

    My original post was asking about the changes regarding Universal Credit. Whether CB etc is now going to be deductable....Currently, I am a low income earner working 40hours a week minimum, sometimes more. I have been in my job 11 years this April. I'm sure after 10years I could have found a higher paying job, but in the 7years I was a single parent, I wanted to earn my living in a job that was there for as long as I needed- my bosses have been amazing, and my job is very stable. When I have needed more, I have taken a 2nd and sometimes 3rd job....
    This September, I am due to start an access to University course and move onto Mental Health Nursing at Uni, enabling me to earn approx 10k more on completion... The course is 15 hours a week which I believe equates to 3 days (and will be paid for by myself) and I will work around those days. At Uni, I will be one of the lucky few who will not have extortionate course fees, but apparently be 'working' 30 hours a week in a hospital/community setting as part of my course so would get a small bursary as I would be unable to work alongside this full time course....at some point along the 5 years of studying/working there may be times where my earnings/household income (through no cutting hours just to gain) fall below usual, and things get topped up.
    If these could also deducted, as a fellow taxpayer I'd much prefer not to claim them and just work myself to death! I think I would cringe if I suddenly became 'entitled' to things I have bashed many for claiming, and if it wasn't staying in the household that had qualified for them then there is zero point anyway!

    Judging by the length of my post, I may start with Once Upon A Time for the next! :)
  • *the bursary paid by NHS, who would then be my employers upon completion. Same bursary paid to all training nurses/doctors.
  • kevin137
    kevin137 Posts: 1,509 Forumite
    It is ALL very hard to reason with though, as some people see it as there "right" while others like yourself work and try to better yourself but "have to use" the benefit system...

    It is the 1st scenario that annoys me, and the post that annoyed me whereby it IS there right to claim it and god forbid it is classed as income and they would be worse off having not worked a day for there money...!!!

    Yes i am angry and yes it winds me up... I paid tax and when i needed help i never got any, because i owned my property...! I could not claim anything other than the SSP i was paid by my employer after breaking my back, and for the 13 weeks i had no money i was told by housing benefit i was not eligible because i was employed...!!!

    So for 3 months i went from having £1800 a month, paying CSA, paying my mortgage, paying my bills and saving a small amount each month, to being told by the CSA that i was not eligible for a change of circumstances so i would be racking up arrears on my income that i hadn't earned... Not being able to pay my mortgage and incurring penalties for being late and struggling to pay my basic bills and eat because i was now restricted to bed and needed so much help...

    SO you tell me, i had a job, i had everything in place for being able to cope, yet i was not eligible for the help these people take for granted, the cost to me was not the lost income of about £4500 over the 3 months, the cost to me was the penalties i paid and how i struggled for the next 12 months to pay what i was not entitled to...!!!

    How dare they say it is not income, and it should not be assessed...!!! I hope that people like that really do get there comeuppance with a big change in the benefit system and they have to work for a living... With the history these people have, they are good for nothing but minimum wage and that in my mind is only fair... Worth nothing in grand scheme of things...!

    And for the people who do try to better themselves, i feel sorry for you all, as you will be dragged down by the scum who suck all the life out of benefits making you all seem so undeserving...!
  • I agree 100% with what you are saying. I have to take unpaid sick leave too, and if I want to spend more than the allocated 5 weeks holiday a year with my daughter- thats unpaid too...with no emergency money available because we work. It isn't fair!
    The lack of offer of help to homeowners is what has caused more people to lose their homes, and more people requiring social housing...which in turn creates a backlash of unemployed people angry that people who work are suddenly allowed to get rental housing too !
    It really is an imbalance of fairness.

    It's hardly encouraging PWC to ever work though, if any times my household sinks below usual wage through me pursuing further education to better my career would mean hardship and extra help just makes her 'entitled' to more. ''I don't want to work, I'm entitled to benefits! Oh, you want a better career? BRILLIANT! Pay your course fees this year, work alongside it too BUT make sure you claim any help you may need if you're not able to earn what you do now because I can ask for a reassessment and get MORE!!!''

    Think I'm just going to kill myself studying the 15hours, and try working the 40hours alongside it. My wage is the only thing that can not be touched and I need to protect it, not only for myself and my daugher but to be able to help my partner provide what his kids need too!!
  • wayne0
    wayne0 Posts: 444 Forumite
    current legislation for CSA does say that HB cannot be classed as income. the original csa legislation in regards to tax credits said that if it were payable to NRPP then it couldnt be touched.

    TC are now taken into account. (despite PWC being able to keep all of their benefits in addition to CM.

    you just see it all getting worse and worse.

    I get p'd off with people assuming they are entitled. but if people need help,. they need help.
    My wife would love to work too and we would have no need to claim any benefits at all.

    but its not easy to support a family on min wage.

    Considering the CSA preaches it is a system that is "fair to all" you would assume that UC being the same as IS ETC would mean that anybody claiming it would be placed into the flat rate group.
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