The final count down:)

newlifeahead

Time for bed now. Need to get up early due to taking DS2 to school on the train. At least he is enjoying it and the weather is holding up.

An engineer is coming tomorrow to collect my old work PC and printer. I have been waiting for this to happen for a while as it is taking up space in my dinning room.

I made the slimming world KFC style chicken today which the kids loved and I thought it was tasty too. I will defiantly make this again. It is healthy and syn free which is a bonus.
Tomorrow will be the sw Diet coke chicken and sw chips. Can't wait.

I will also make a payment to my B'card, Egg and anything else tomorrow. This is to make sure that I don't try to spend it and hit my target.

Right, really must go now my eyes are getting very sleepyyyyyy:rotfl:

Goodnight all xx

newlifeahead

Old pc and printer have now been collected. How have more space in the living room
Just making the diet coke chicken, seems ok so far but I think I will do it with rice and salad instead. I hope the kids live it.
Council tax paid:)

Just now need to check my online banking and make a payment to B'card at some point today.

Still haven't got my car back. My dad is trying to find the part they need for it at the scrap yard other wise it will cost over £100 new from the dealer

I'm now getting use to not having a car and ds2 still loves going on the train to school. He still insist he can go on his own (he is only 8years old) and I'm sure he can do it too. But there are too many nut cases around. I may consider it when he is in year 6. He can a couple of practices travelling on his own before he starts high school.

newlifeahead

Chicken's done

Now off to school xx

newlifeahead

Diet coke chicken was ok. Both DS1 and I liked it but DS2 didn't.
Made the sw pulled pork with smoky sauce ... yuck I won't be doing that one again:(

newlifeahead

Paid £62.17 to Egg and £300 to my B'card.
My b'card balance is now only £745.46 I am almost there now, not much to go.

I just can't wait to get rid of it. So happy it is now under £1k

newlifeahead

I got my car back yesterday and paid in total £210 ouch. Happy it has now been repaired but ds2 still wants to get the train to and from school, so I am now at the train station whilst my car is sitting on my drive.
Oh well it's a nice day for it and we are now walking at lit more which is great

newlifeahead

It's been awhile and I did pay another £150 to b'card on the 7th June and I have now made the final payment of £595.46p over the phone.

That's it now for b'card I have finally cleared it all £10k of it :j
Time for a mini happy dance I think. I Have been having a rough couple of weeks and thought what's the point:o but the point is, it is now GONE :beer:

I am currently in my overdraft and hardly any money in my purse but Friday is payday and not 1p of it will be needed to pay my b'card :D:D

Just my Egg card now and that will be me finished on this long and very painful journey.

Now looking forward to my b'card statement next week with a zero balance. Wow:j

newlifeahead

I received my B'card statement this morning and the outstanding balance is now ......

£0.00:j:j:j:j:j:j

It is so nice to see it on paper at long last. Eight years ago when there was £10k outstanding I didn't think that this was ever possible.

Thought I would give B'card a call to find out what happens next. So, it turns out that the guy I spoke to before got his information wrong. Because they now have my Egg card the B'card will remain suspended until that card is cleared.:mad: Ok, so I am not too worried about it now, I have lived without it for so long now. I have asked them to just close the account now as it is no longer needed.

I tried to query the customer service advisor about the "arrangement to pay" on my file which will still be there in 6 years time. She didn't have a clue about it and just said a least it is paid off now, there's no need to worry about it:mad:

I wasn't going to do anything about it before but being as the account will now be closed I might as well have a go and get rid of it. I have now written a letter which I will post tomorrow 1st class recorded delivery and advise them they they are now made me in a worse position than someone who doesn't even bother paying anything at all. Let's see what happens, if you don't try you don't know.

I thought I would be cheeky and ask about the Egg card as she mention I could do a f & f settlement on it. I asked her how much should I offer when the time is right. I know she didn't what to really answer this question and just kept saying as much to the outstanding balance as you can, but then said try to offer 50%. That sounds better than I expected her to say and will just take this with a pinch of salt.

My aim now is to save as much as I can to offer a f & f in September when they review my payments. There's no harm in trying.

As of today 3rd July 2013 my total outstanding debt is now....


£4525.92:beer:

newlifeahead

Letter sent to b'card recorded delivery. I hope something good comes out of it. I am not sure how long it will take for them to respond but I will give them 30 days.:money:

I must check my online banking, I had a little spending spree for a few days and I really hope the damage isn't too bad

newlifeahead

I have now finished work for the day.:j What a week it has been. I am now ready for the weekend:beer:

B'card have now recieved my letter this morning so I will give them until the end of this month to reply back, and I hope it is a good response.

A get so tired during the week and do hardly any tidying up so this weekend I have to do as much as I can. Kids will be staying at their nan's tonight and then they will be at their dad's for the rest of the weekend, so I will only have myself to blame if nothing gets done.

My list is
1 Clean
2 Clean
3 Clean
4 Clean
5 And just clean anything
6 A little more cleaning
7 And maybe a bit more cleaning :rotfl::rotfl::rotfl::rotfl::rotfl:

I will try and start my list tonight afterthe kids have been dropped off.

Went for my weigh in this morning and I have lost 5lbs this week:j So glad, I decided to go back onto lipotrim as this really works for me. I am hoping to lose at least 4-5lbs each week and 2stones before my birtday in September.

Right, need to get the washing on the line to soak up some of that sunshine.:p