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SF's road to mortgage freedom!

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  • beanielou
    beanielou Posts: 95,961 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Oh Gemmzie, I dident think you had been there long.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Jo4
    Jo4 Posts: 6,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just found your new thread! Well done to both of you making overpayments already! :eek: I hope your new job goes well for you!
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    beanielou wrote: »
    Oh Gemmzie, I dident think you had been there long.

    We haven't, but big planning decisions we were lied to about have become apparent which will drastically affect our selling potential. It was only intended to be a starter home but now we need to raise enough to keep it as a buy to let.

    Sorry for hijacking SF!
    No longer using this account for new posts from 2013
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    rising_from_the_ashes wrote: »
    Re the keys .... have you changed your locks?
    Eggs are always good :D I love garlic mushrooms on toast topped with a poached egg.. nom nom nom :D Not changed the locks, but we only got given one front door key?
    Gemmzie wrote: »
    Ours usually goes on the day after the main payment comes out. Overpayments take forever to show annoyingly!
    Do they? I'm not sure I'm doing it right on internet banking as it happened straight away... :o
    beanielou wrote: »
    Well done to you both :j:j
    Thank you :o:D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Jo4 wrote: »
    Just found your new thread! Well done to both of you making overpayments already! :eek: I hope your new job goes well for you!
    Thanks :D I'm getting nervous....
    Gemmzie wrote: »
    Sorry for hijacking SF!
    Don't apologise! It's lovely to have the company :D and I didn't realise about your house :( still, at least renting it will provide some income?
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • postingalwaysposting
    postingalwaysposting Posts: 13,987 Forumite
    Congrats on your first OP SF :j
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    postingalwaysposting wrote: »
    Congrats on your first OP SF :j
    Thanks :D how are you?
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    It comes straight out on our Internet banking too but doesn't show as the mortgage online doesn't have a statement breakdown, they just send it yearly - very annoying and it's putting me off making big payments yet as I'm afraid the money will get lost!

    Yeah fingers crossed, but we need to be in a position to persuade the bank to give us a 2nd mortgage which won't be easy. Still, it's planning ahead, we're good here for a few years yet.
    No longer using this account for new posts from 2013
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Aha, I see! Yes, I'd be worried about the money disappearing too....

    So, got the keys cut and treated myself to a bacon sarnie so definitely not a NSD today :D I might pop out later and get some bits and pieces, depends on the weather really...
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Been having a browse online for organisation things and came across this:
    http://iheartorganizing.blogspot.co.uk/2013/01/my-2013-daily-planner.html#comment-form

    It's amazing! Wouldn't know where to start.... :o
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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