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SF's road to mortgage freedom!
Comments
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Hi and Happy New Year SF
Another one aiming for a January health kick here - there are probably quite a few of us lurking! :rotfl:
I guess less food/healthier food should technically mean less grocery spends too!0 -
Good luck! I kind of started my MFW journey last year but haven't made any overpayments yet as have been trying to fill the emergency fund! Thats all done now so the fun really starts now! I'm hoping to use my diary more and look forward to reading yoursSealed Pot Challenge (1031) 2012 = 148.17
Virtual Sealed Pot Challenge - 2012 191.39
Emergency Fund: £9798.81/£12,280
2013 Goal: Overpay mortgage: £1745/£6000 (MFW 2013 No 49)0 -
Hya SF, good luck with all your savings in 2013!
13 projects in 2013: 7/13
Cross-stitch Club Member no 13
Weight loss since 24/06/2012: 30lb
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Happy New Year and happy new diary SF.
I shall subscribe and follow you here in your other new home!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Happy shiney new diary for a shiney new year.
Happy new house & happy new job :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Ohhhhh I've never been over here before
lovely shiny new diary:)
Wishing you & Mr SF a wonderful 2013 & best of luck with your plans:DGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Welcome and all the very best with your MOPs SF:D Plus I love that you have bought a few others from DFW board across....I often lurk over there as the diaries are FAB (and I often pinch ideas;))
NP:DFebruary13 - £74990 (or thereabouts)
MND - Let's go for 2020 'cos it's got a nice ring to it:D
C'mon nattypants:cool:0 -
Happy New Year SF!
Good luck on the MFW journey - hope you reach all your goals!
Lisa x0 -
Ooh thank you everyone for the warm welcome
I must admit to being a bit excited about this whole overpaying lark
I keep thinking to myself "If we try really hard, we could do it under 10 years..." but that might be a bit madBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Just wanted to wish you well on your journey to become mortgage-free
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