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SF's road to mortgage freedom!

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mmm, I love puddings that involve custard :D crumble, pie, anything! :drool: I've told DH that if he doesn't eat the last portion of crumble and custard in the fridge this evening, I may end up eating it for breakfast tomorrow! :o:D

    So, my eye isn't any better really, so I wore my glasses to school rather than my contacts. I'll keep an eye on it (see what I did there? ;) ) and get something for it if it doesn't start to get better. I'm off to yoga at 8pm, so just had a fried egg on toast for tea, something nice and light :)

    Another NSD for us too - nothing needed. Got an hour now just to have a potter round and general browse on the internet, then off I go :)

    Must say - thanks for coming and commenting on my diary, it is so lovely to come home and read the comments :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Hmm. Look after that eye. Hope it gets better soon.

    Well done on the NSD. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yoga was more difficult last night :o so I'm a bit achey today, but it's doing me good, so can't complain :)

    I may have had leftover crumble and custard for breakfast today.... :o:D it was amazing! Very nice and comforting, if a bit rich at 7AM ;) made a very nice change though. My eye is also getting better, so that's good :)

    Nothing much else to report - though I've written a small blog post this evening... :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Hi SF,

    I'd lurve crumble & custard at any time :D

    Rising - a want may have jumped into my shopping basket of need the other day :o Ridiculous how i'm trying to justify it to myself (£7 on wants and £19 on needs) and its something i've wanted for literally over 10 years! :eek: Good though that my mindset is changing somewhat ;) AND i've sold over £26 on the bay of e so that covers it anyway but i really feel that isn't the point :o It'd be easier to justify if i didn't have waaaay too much stuff :o
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Rising - a want may have jumped into my shopping basket of need the other day :o Ridiculous how i'm trying to justify it to myself (£7 on wants and £19 on needs) and its something i've wanted for literally over 10 years! :eek:
    You've wanted it for 10 years and it only cost £7 :eek:. You've got better willpower than me then :rotfl:. Seriously, get over it and enjoy the flaming thing :D (what is it, what is it, what is it ;))
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Not much to report here. I'm so glad it's the weekend - had a nasty incident at work on Thursday so I'm glad to be away from the place. It's all sorted, in theory, but not looking forward to next Thursday....

    Not sure if I'll go anywhere today - still tired. I'm going out tonight to see Quartet, hoping that it's good :) just going to have a lazy day, pottering around and having a relax.

    Ho hum.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Now, the numbers. We have taken on a mortgage of £123,000 (just typing that is scary!) over 25 years, and it follows the the base rate, so whilst interest rates are relatively low, our payments aren't too bad.
  • Rising - a want may have jumped into my shopping basket of need the other day :o Ridiculous how i'm trying to justify it to myself (£7 on wants and £19 on needs) and its something i've wanted for literally over 10 years! :eek:
    gallygirl wrote: »
    You've wanted it for 10 years and it only cost £7 :eek:. You've got better willpower than me then :rotfl:. Seriously, get over it and enjoy the flaming thing :D (what is it, what is it, what is it ;))

    :rotfl::rotfl: And much more than me too! I'm lucky if I can manage to wait a couple of months for something :o (although I have wanted a Tablet for ages .... just can't justify the cost just now!) - oh, and there's the new Dy*son I want ..... maybe I'm getting better after all!

    Slowly sorry to hear things went a bit pear shaped on Thursday ..... hope it sorts itself out xx
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Quartet was good - better than I was expecting :) went out for some dinner before hand, got the set menu which was 3 courses for £12.95 - can't really go wrong with that? I had kipper pate with toast to start, then chicken, leek and ham hock pie, with chips and veg, followed by crème brulee - lovely :D

    Not doing much today - going to pop to sainsbugs in a bit and get a few bits and bobs and some petrol. Other than that, a lazy Sunday awaits :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    how are the kittens?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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