📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

SF's road to mortgage freedom!

1118119121123124218

Comments

  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    AlexLK wrote: »
    As for the car, how much oil are we talking? If it's just leaving it's mark, I wouldn't worry about it and just be sure to check it once per week before you sell, if it's leaving a puddle, that's a different matter. What sort of car are you looking for?
    It leaves quite a mark, not a puddle as such but it seems like quite a bit. DH checks the oil once a week just to see if it needs topping up or not :) we just want a slightly bigger car, as we've got a small car at the moment with hardly any boot space. Maybe a fiesta? We don't have a large budget, so it's probably what we can end up getting for the cash we've saved! Any suggestions? I'm not a car person at all...
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    CathT wrote: »
    Ah, rocking chair, nursing baby. Takes me back!

    I agree about the clothes, you will end up with loads. I bought second hand good quality bundles for my second. Kept him in baby grows for the first 4 months anyway so didn't need much.
    I might just buy one or two things, just because I can :) and then see what else comes our way!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    From the bit of research I have done myself, Fords seem to be a bit more expensive. My dad worked for them his whole life so we always had a Ford. I felt like a rebel when I bought my Vauxhall :o

    Unless we see something bigger/better, we will probably end up getting another Vauxhall as they do seem cheaper and I have loved mine.

    We're not planning on replacing it just yet though as its only from 2008 but there isn't loads of room when your boot is taken up by two dogs!
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • beanielou
    beanielou Posts: 95,779 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    A yaris?
    Maybe not an i.q though!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    It leaves quite a mark, not a puddle as such but it seems like quite a bit. DH checks the oil once a week just to see if it needs topping up or not :) we just want a slightly bigger car, as we've got a small car at the moment with hardly any boot space. Maybe a fiesta? We don't have a large budget, so it's probably what we can end up getting for the cash we've saved! Any suggestions? I'm not a car person at all...

    What do you want from a car? What sort of budget is not a large one? You can get some seriously nice cars for not a lot of money. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We just need it to be big enough to get a pram in the boot and have 5 doors. Our budget will probably be around £6,000 give or take!

    beanie - we did look at a yaris :) it's a potential!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    We just need it to be big enough to get a pram in the boot and have 5 doors. Our budget will probably be around £6,000 give or take!

    beanie - we did look at a yaris :) it's a potential!

    I'm not sure that I'm really the person to be asking as I most certainly would not be putting £6,000 into a small hatch which will depreciate rather quickly and not be very comfortable.

    With that budget and the requirement it is to be a family car and not a classic I'd be looking at the following: Land Rover Discovery TD5, BMW 3 / 5 Series diesel saloon or touring (if you want something very economical on fuel, go for a 320d), Jaguar XJ6 (X350). All will be very comfortable, though the BMW more on the sporting side of comfortable and the LR the most "agricultural" and all will provide many years of motoring if properly maintained.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • greent
    greent Posts: 10,791 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Having 4 children and have gone through a lot of cars over the last 17 years between myself and OH, I can say that a small hatch will be fine most of the time. Don't buy it before you have your pram/ travel system sorted though - you want to make sure your boot room is adequate - some prams don't fold brilliantly. You can also make sure your car seat fits it properly too (fire service will do this for free, or somewhere like Halfords and John Lewis will do it if you buy from them, I believe)


    I had a sporty astra for about 9 years (went from 2 to 4 children during that time!) and loved it. We also had an escort (last model before focus). I wasn't as fussed on that personally. I now have a Golf plus and I love that too! :D (We've also had estates, an S-Max, a Galaxy, a VW Passat and a mondeo during that time. Our other car is a VW Sharan - but we need a big car to fit all 6 of us in at once!!) :D


    Comfort is a personal issue - can depend on height and body size etc. Part of the reason I love my golf plus is because it's a little higher than a regular golf (or similar) - I have hip issues after children 3 and 4 and find a higher seat is easier to get in and out of.


    Do any of your friends have small children? - might be worth asking which cars they do/ don't like x But 5 seats is a MUST!! :D:D


    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Hi SF!


    I remember you and I were on the DFW boards at the same time, and it seems we have done things in life at similar times too, although our babies came very soon after getting married and are now 2 and 1!


    It is soooo exciting planning for baby's arrival isn't it. You really do need so very little, the best gifts we got for DD, our first, were boxes of Aldi nappies, wipes and Sudocrem! Oh, and Lanisoh cream for sore boobies, not cheap at £10 a tube but if you are planning on breastfeeding it is a godsend. We borrowed a rear facing car seat from a friend, and got a City Mini jogger pram which can be used from birth - we borrowed a Bugaboo travel system from a friend at first but I thought it was awful - heavy, hard to collapse (or maybe that was just the sleep deprivation?!) and just a nuisance really.
    City Minis aren't cheap but they do you from birth right up to toddler age - my DD is 2.5 now and still fits in there perfectly if she needs to give her little legs a rest.


    HTH somewhat, best of luck xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • greent
    greent Posts: 10,791 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hold off on the Lansinoh - I bfed all 4 of mine (nos 3 and 4 until they were both 2y 10m!) - and never once had sore boobs/ nipples. You might not need it and it's an expensive 'just in case' xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.