Need not Want.

FireWyrm

hedge15 wrote: »

quick update on the car - herself had an attack of sensible and talked us out of the Alfa in favour of a less enticing Mazda with better fuel economy, a lower insurance group & cheaper tax.

Yes. I had an attack of the sensible a few years ago and chopped my much loved BMW mini in for a Peugeot 106....ack! Still, tax band of only £20 a year (couldnt believe that) and about 400 miles to the tank, I guess it was worth it in the long run.

minicooper272

FireWyrm wrote: »

Not exactly true....Goods must be fit for purpose and I would definately expect a camera to last more than a single year.

See this : http://www.guardian.co.uk/money/2006/mar/25/consumernews.howtocomplain

Certainly worth a letter or two I think...dont you?

I completely agree! But it just depends on the manufacturer, and is also tricky because I didn't buy it myself. I will definitely write to them, and won't accept a brush off, I just won't hold my breath on a replacement!

Happybeingme

I've read this entire thread today and would love to join in too please

I desperately want to sort my money out and clear my debts as quickly as possible. If I can stop with all the 'wants' I think I could clear things 6 months earlier which would be fantastic!

minicooper272

Bought quite a few wants this weekend.... Finally got round to some new sheets, bought new shoes, wine, snacks, toiletries, lunch. Didn't spend a lot, but I was aiming to have £200 left at the end of the month, and don't think I will any more.

Planning to have a big push at fleabay this week, and to run down my cupboards and toiletry stock. I need bread and ham to the end of the month, and that's it. I don't need anything else. Definitely do not need anything else!

minicooper272

OK I amend it - I need to buy Bread, Ham and an expensive bottle of shampoo :eek:

I have a skin problem that's been driving me insane for years, and I go through phases of being convinced it's this, that or the next. Now I'm convinced it's Sulfates, so I'm going to try a Sulfate free shampoo. I wondered if any of you use natural products, and can recommend a good one (or an inexpensive one)?

mumto2monkeys_2

I need to join. Compulsive spending is my downfall. I was fine before Amazon existed, but being able to pick up books and box-sets at the click of a button is fatal. My other weak area is takeaways - ordering them online and paying on a card. This is also unhelpful for my waistline.

So, my new mantra is:

"I want never gets"

as I used to get told when I was little! We have a lot of debt and we need to get a grip of it before it gets beyond a point that we can manage it.

The_Boss

I've gone by this for a few months now. I figured that after Christmas I'd have everything I needed and wanted. So with the buying of pressies long gone it was just Valentine's, my car insurance (£350) and household bills really in the next few months

So the 'wants' I have cut back on are :

1) Decided not to buy alcohol to drink at home and only drink beer when I go out. And since December 31st I have only had drinks out on two night as I didn't fancy it on some other occasions. Shows that I did not 'need' to drink at home, it was more of a habit. Saves me a tenner a week and makes me appreciate the taste of a foaming pint of a good nut brown ale.

2) Only buy clothes I need. My only purchases this year are :
Two pairs of jeans wore out. I didnt need to replace both so I bought one more pair, using a Next voucher (which still has £20 on it to use when I need something else). Bought 3 Team GB t-shirts at Sports Direct as needed to replace a few for sleeping in or dossing around in. £10 total. Needed new tracky bottoms for dossing around in. Not paying £25 in JD for a top brand as they are not for going out. 2 for £12 at Sports Direct was more like it.

3) No more new books until I have read the 9 that I have not read. An intellectual challenge as well as fnancial. Doubt I will need any books this year with that backlog. Plus encourages me to read and fill my time doing something useful.

4) No more takeaways, more home cooking. I love a curry but only will do this if going out. £28 for a regular takeaway between 2 of us compared with buying lots of Sharwoods sauces for £1 when they were on offer and long shelf life. Much cheaper. Doesn't taste as nice as a takeaway admittedly, but nice enough to keep us ticking over and has health benefits

Doing pretty well so far. I do wish to keep my weekly £30 football bets and £20 lottery but will reconsider that and perhaps still do lottery but fewer football. My debt is £3.8k which I ideally wanf to clear by year end if possible. We do not need two cars so I will look to sell mine later in the year but I want that to go into my pocket rather than to pay off a debt so gives me plenty of motivation to clear as much as possible.

The_Boss

mumto2monkeys wrote: »

I need to join. Compulsive spending is my downfall. I was fine before Amazon existed

I was too...but Amazon has existed for almost 20 years so that's a long time for habits to become deep rooted. They have been my default option when looking for any 'wants but not needs' in the past.

catshark88

I'm not sure whether this is horribly cheating, but I'm changing one want for another.

I really, really want to make mortgage overpayments and I'm finding that the stuff I might have bought, isn't as appealing as making a tiny, daily OP.

The_Boss

catshark88 wrote: »

I'm not sure whether this is horribly cheating, but I'm changing one want for another.

I really, really want to make mortgage overpayments and I'm finding that the stuff I might have bought, isn't as appealing as making a tiny, daily OP.

Brilliant! I was like that with my last loan - I'd overpay each month and loved hearing how much the interest rebate was that I'd get. Who needs drugs when you can get a money saving high?