Need not Want.

mavvymoo

Hi everyone
When I was clearing my debt I was so good and never brought anything I didn't need. But confession time I HAVE SLIPPED BACK :eek: I find myself buying loads of stuff I don't need:eek: So I will be joining you as I would like to pay my mortgage off by Christmas 13 and am never going to at this rate.
When I was paying debt off I put 80% of the stuff I picked up back on the shelf in the shop.Now I find I am buying 100% of it :eek:
So will go out today and buy a cheap diary and start it and will start meal planning again I promise.
So today I need a cheap diary and a cheap note book
Some tea lights (to use the expensive yankee tarts I spent loads of money on :mad:
Food shopping which I will list before I go.

I feel much better now I have written it down but gutted I have slipped back but its so easy.
Thank you for starting this thread and will look forward to hearing all your successes.
Mav x

suze1_2

Hi, is there a link for the "snowballer" - think this would really motivate me to overpay my cc debts & would show me that even a small overpayment will have an impact! Since reading these threads, I have returned numerous items to Next (loved the boots but didn't need them!) and M&S! :T

Have had quite a shift in thinking since Christmas - really hope it lasts!! Would like to pay £2000+ off my debt this year (only work part-time so will require some willpower!!).

elly68

hi ev1 well need not want is starting to work in some areas , need to sort my bedroom its a tip we have a socks pants issue due to no drawers as i pulled £70 out last night for works night out i have yes £60 left meal was paid for by bosses we put £10 each in kitty and the lovely jane gave me a lift home well her hubby mike did so £60 the drawers are £75 away to phone to see if she still has them whoohoo .
find myself regularly offering to drive to save on taxis but for once i didnt have too .
so shopping list written little shop this week as hubby is away for a week so no food till friday for him and me and the kids love it simple so whoohoo going to try a £30 shop till friday .
good luck ev1

365days

http://www.whatsthecost.com/snowball.aspx?country=uk

Above is snowball link.


Horribly scary but motivatingly so!

Brillant job everyone. I was away fro the night last night visiting relatives so spent a bit on petrol. On the plus side they have given me LOADS to sell on ebay as they know I'm a debt busting mission. Don't think I will need anything tonight, so thats me done for the evening.

FireWyrm

piknie47 wrote: »

I'm on my very last bit of toothpaste, so I need that.

Try this?
http://www.care2.com/greenliving/homemade-toothpaste.html

or this

http://www.ultimate-cosmetics.com/beauty/homemade-recipes/toothpaste.htm

Most agree that you can make a years worth of toothpaste for somewhere around the £5 mark.

beth3735

Since seeing this thread a few days ago, i keep popping in. Funny thing is i haven't yet posted in here, but when im out or browsing on Ebay i keep thinking "its only a WANT" lol Think im doing my husbands head in with my recent saying of " I really want those Zaggora sweat pants but its only a want so i can't have them! " lol
I will be debt free early!!

365days

beth3735 wrote: »

Since seeing this thread a few days ago, i keep popping in. Funny thing is i haven't yet posted in here, but when im out or browsing on Ebay i keep thinking "its only a WANT" lol Think im doing my husbands head in with my recent saying of " I really want those Zaggora sweat pants but its only a want so i can't have them! " lol
I will be debt free early!!

Put the cost of them into the snowball against one of your cards and you might not even want them anymore!!

Impressive sig btw!

beth3735

I know, for the trousers and the top its £105 Money i haven't got if i 100% want this debt gone by May. I do feel if it wasn't for this thread i wouldn't of thought about NEED or WANT which is sadly why i got myself into this mess in the 1st place.

Thank you, its taken 6 yrs to get my sig this low, but soon enough it should change again for the better.

suze1_2

Thank you 365days!!! Have used the snowball calculator and yes it is scary, but I am no longer scared:j For the 1st time in years, I have actually seen all my debts in black & white & it has made me think there's no way I'm paying these off until 2016!!! Great, inspirational tool!!! Can't wait to pay extra off & see the debts tumble!!! BTW since reading your thread I have gone 2 whole days without spending a single penny!! Have got £150 cash in the house & going to see how long I can make it last - would be great to not go near an ATM until end of Feb!!! Keep them posts coming

minicooper272

I was visiting my parents today, and we went by the supermarket - I drove my dad mad just asking 'do you really need that?'

I bought a pair of black jeans for£12.50 though, which I needed, though maybe could have gone a few more weeks without....

Now if I can just apply this to the diet...