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A grand a month down - yikes!
MrBloater
Posts: 750 Forumite
Afternoon all.
Am starting a new thread away from my general musings https://forums.moneysavingexpert.com/discussion/3445909 as I need to keep focused. In a nutshell, on top of the ridiculously high debt we carry, a malfunction at work has resulted in me having to take another job with a takehome pay of precisely 1k a month less. I don't do SOAs before anyone asks and to be frank I ain't really fishing around for any ideas, I just need somewhere to record what progress I can make each month in trying to make up the shortfall.
Gulp.
Am starting a new thread away from my general musings https://forums.moneysavingexpert.com/discussion/3445909 as I need to keep focused. In a nutshell, on top of the ridiculously high debt we carry, a malfunction at work has resulted in me having to take another job with a takehome pay of precisely 1k a month less. I don't do SOAs before anyone asks and to be frank I ain't really fishing around for any ideas, I just need somewhere to record what progress I can make each month in trying to make up the shortfall.
Gulp.
2011: 301k in debt and morbidly obese (DFW)
2014: Goodbye Bloater, Hello Boater (DFW)
2015: Got here by luck, intending to stay by judgement (MFW)
2015: Back to DFW, but not back to Square One (DFW)
2014: Goodbye Bloater, Hello Boater (DFW)
2015: Got here by luck, intending to stay by judgement (MFW)
2015: Back to DFW, but not back to Square One (DFW)
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Comments
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Good luck with that, chief.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
Good Luck xx0
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*subscribes*Emergency savings: £0 saved / £4000 target0
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Are you embarrassed about your soa, Mr B? Or do you genuinely have no idea?
No excuses about the running. There's no time like the present? :rotfl:
Get thee gone for a run.
Fred - Where's your get up and go?
Barney - It just got up and went.
Carpe diem0 -
"stalks" A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
If anyone can do it then you can
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Slow and steady wins the race. Slothlike and unpredictable - not so sure. Managed to drag 1 high(ish) value item out of the shed in order to be listed but I just can't seem to function well in lashing rain and muddy puddles.Were I to be reincarnated as a pig I would be a damn unhappy one.
Had our first austerity supermarket run today - and on the positives - it was in double figures, we used vouchers and didn't get any alcohol. I shall be seeing the new year in with a healthy shot of vegetable juice.
Just need to double check all the criteria for PPI claims, as my first claim from Lloyds was rejected, I appealed back at the end of October and have had no acknowledgement so by my reckoning it's time to get the Ombudsman to start doing his ombudding.
No booze, something ready to list tomorrow and a PPI letter to write. Tomorrow should be positive.2011: 301k in debt and morbidly obese (DFW)
2014: Goodbye Bloater, Hello Boater (DFW)
2015: Got here by luck, intending to stay by judgement (MFW)
2015: Back to DFW, but not back to Square One (DFW)0 -
Day 1 positives.
- Listed (so far) 45 items on ebay. Have just sat down with a cup of tea for a 10 minute break before carrying on. Will likely run out of time before the midnight deadline but will just push on until that time.
- No extravagant spending.
Day 1 tasks to carry over to Day 2
- Getting PPI letter written to Mr Ombudsman.
- Going on a cash hunt (wallets, cars, jackets, sofas, etc) and banking the lot of it. Plus an old cheque that has been sitting in the wallet for a couple of months. £12 is not to be sniffed at.2011: 301k in debt and morbidly obese (DFW)
2014: Goodbye Bloater, Hello Boater (DFW)
2015: Got here by luck, intending to stay by judgement (MFW)
2015: Back to DFW, but not back to Square One (DFW)0 -
Good luck as sounds like a very productive and proactive start to the new year. Very inspiring Sealed Pot Challenge 7 2014 #204 Target £100
Making Big Financial Changes
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Great to hear about the PPI letter :j :j
Happy New Year Mr B and co!:A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%0
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