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income less than outgoings

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Comments

  • AimeesMum wrote: »
    Lol this website is a joke. You have no idea of the circumstances surrounding us not living together at that time and now we are no longer even in contact...his choice.

    To be fair that is why I asked the date.

    I do think you perhaps swung the lead at least at that point and I hope it's in a better situation now.
  • Who was playing the benefits system? Their dad was suffering from mental health problems, tried to kill himself, moved out, was hospitalised, came out into supported accommodation and he seemed better so we gave our relationship another chance, he got properly better and met someone else and !!!!!!ed off with her. Lmao worry about my children...there's no need for you to do that, they are perfectly fine :)
  • miduck
    miduck Posts: 1,800 Forumite
    AimeesMum wrote: »
    Who was playing the benefits system? Their dad was suffering from mental health problems, tried to kill himself, moved out, was hospitalised, came out into supported accommodation and he seemed better so we gave our relationship another chance, he got properly better and met someone else and !!!!!!ed off with her. Lmao worry about my children...there's no need for you to do that, they are perfectly fine :)

    Wow. Simply wow.
  • princessdon
    princessdon Posts: 6,902 Forumite
    edited 29 December 2012 at 12:36AM
    Actually I just read aimee's previous posts and whilst there was a short period they probably should have claimed as he was staying over and last year she had childcare payments when he was on IB etc she always puts her children first, he does have MH issues and she has always in the main been honest with regard to benefits.

    I admire anyone who works Full Time with 2 small children so that part of my support doesn't change and I'd not be so quick to tell TC my mentally ill OH was "working things out" before I knew the answer.

    No matter what the benefits situation she comes accross a loving and caring mother.
  • gerkin
    gerkin Posts: 115 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    AimeesMum wrote: »
    I can never understand posts like this. I earn £28,000 and as a single parent I get nearly all my rent paid in housing benefit, my wages, child benefit, £200 per week tax credits, £4 per week council tax benefit...how can you not be entitled to them as well?

    Are you serious ?? 28K and you get all rent paid?+ 200 WTC per week ? Either I am completely out of touch with the benefits system or the govt has been throwing around free money to whoever wants it.
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    annie1975 wrote: »
    But if she is paying £200 in petrol,and the running cost of a car,she would be no worse off staying at home.

    Why? So she can remain dependent on benefits or very low paid jobs for the rest of her life? Working is always beneficial long term.

    OP, as it's been pointed out, for once, it does indeed looks like you are earning more and should be getting more tax credits, unless there are things you have mentioned, like having to repay an overpayment. You are also paying a ridiculous amount of gas/electricity, again, either you do have debts, or there are some serious savings that can be made there. Taking all this into account, you should found that you can actually break-even.

    Saying that, if indeed you need to drive so far away for a minimum paid job, my priority would be to seriously look for work closer or even try to see if you have now gained enough work experience to start applying for better paid positions. Working full-time as a single mum is very tough (and I assume if you get no maintenance that you also don't get a lot of support from the dad). You need to put yourself in a position, or at least look forward to being in a position where working full-time will mean you can enjoy a minimum of luxuries. You need to focus on your future and what you need to do and start planning. Maybe work on your CV to make it look as good as can be, practice interviewing skills and make it a habit to check jobs on websites every few days.

    Good on you for working full-time when you could just claim benefits and be no worse off, but it really will pay off one day if you make sure you continue to aspire to better yourself.
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    FGS, why has this turned into a benefit bashing thread? Dont we have enough of those already!
    This thread is supposed to be about giving the OP advice, not slating everyones life circumstances.
  • Hmm71
    Hmm71 Posts: 479 Forumite
    And I defended them - I really must stop being so niave!

    I see now - they'd have to support thier IB none working partner so claim benefits.

    How the hell if OP's partner looks after them 2 days a week do they pay £1200 for a childminder? is that an older post?

    Are you getting mixed up between the OP who is hardworker85 and Aimeesmum? I can't see any posts anywhere that say hardworker85 is still in any kind of a relationship with the children's father nor that he looks after them 2 days a week.
    Or is it me that's missing something?
  • Actually I just read aimee's previous posts and whilst there was a short period they probably should have claimed as he was staying over and last year she had childcare payments when he was on IB etc she always puts her children first, he does have MH issues and she has always in the main been honest with regard to benefits.

    I admire anyone who works Full Time with 2 small children so that part of my support doesn't change and I'd not be so quick to tell TC my mentally ill OH was "working things out" before I knew the answer.

    No matter what the benefits situation she comes accross a loving and caring mother.

    <3 thank you! Xxx
  • AimeesMum wrote: »
    Not my fault that's how much they pay. I do, however, pay £400 a month in tax and pay a childminder £1200 a month which she'll pay tax for. In a few years when my kids are at school, I'll hardly be claiming any benefits and will be at the top of my £36,000 a year grade...everything I have been given by the government I will give back ten-fold.

    I am not sure you understand how maths and tax works if you really think on £36k you will pay back ten times what you have been taking out given you are getting upwards of £15k a year in benefits!

    Perhaps over your lifetime you will pay back 1-2 years ten fold.
    Thinking critically since 1996....
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