The not-so new cazzy

cazzyd

Right going to spend an hour comping before lunch, I am then going to walk to local supermarket and get leeks for a soup! I am then going to get carrots, snacking on carrots helps me, and today is my first AF day until at least the end of January! I am also going to weight watchers tomorrow, but the money for that already comes out of my account! So money will be saved by not drinking! As I have already said, excess monies will come out of my account at the end of every week, when I get paid, that way I won't spend it, or be tempted! I'm going to arrange for the money to go into an account my sister will open for me, so that I won't be tempted to do sneaky online transfers I sometimes do with my ISA!!! That way hopefully I will save quickly for a mortgage!

cazzyd

Not an NSD for me, bought leeks for a soup which was delicious! I also bought croutons and balsamic dressing which inspired me to make a salad for lunch! Bought some carrots and yummy dips to go with them and a litre and half bottle of water to celebrate my first AF day! It came to a grand total of 5.45 but had to get 10 cash back as I owed mum 7 for some pillows she got for me on NYE. Just made tea for later and going swimming afterwards

Hope everyone is well?

cazzyd

Feeling a bit down today that feeling of wanting to cry with no real reason but knowing that you need to in order to feel better! It's resulted in me consequently walking round in a bit of a daze, not good when your teaching three different things to three sets of kids! I don't know whether to put it down to second day back blues, or not! That's coupled with not earning any money for 2 weeks (supply teacher) and not as yet having comping success/or windfalls (not that one should expect them but ) I've done an extra shift at the place I used to work when I was a student, and I've taken on four more, with a view that any extra (weekend) dates that become available, I will gladly do some pretty easy work for extra money. I'm very worried about running myself into the ground through, I did five years solid work with ver little break (about a weeks working holiday and a 2 week sightseeing tour of the states) and subsequently had an out of character breakdown this time last year, still continuing to work, as I failed to see anything was wrong.

Anyway hope you are all well cazzyd xx

ThatKiss

Hope things are picking up for you - the first week back is always a nightmare!

Hopefully the extra shifts are a temporary measure. Are you looking for a permanent teaching post at all?

cazzyd

Hi it's been a while. Well I am still on supply, but still at current school with my own class in September until at least Christmas, hopefully beyond, so there is four months at least of guaranteed money (touch wood.) I went to my colleagues wedding last night and it was beautiful, I only spent 8 pounds plus petrol costs too because I was driving! 3.25 for a pint of diet coke was bordering on steep though, but the hotel is right near the airport!!! So I put it down to that!

Saving is going well, I've upped to 50 pounds a week, and the other week I put away 200 pounds in excess money so I had about 850 pounds which I'd scraped away in about three months! On Thursday mum and dad pulled me and gave me 600 pounds in inheritance money from my grandad so I'm putting 500 into my isa and spending the rest (feel slightly guilty but I'm banking on spending the majority towards a deposit for a mortgage)

I'm working during the summer, working on a kids group, I've had a few days off to attend a sporting event I'd already paid for. And I'm still at my extra part time job working a minimum of four hours a week plus any covers that come my way, I've offered a friend of mine to cover his shifts when he needs it which is usually often.

This weekend is an eBay free listings weekend and I have a lot of junk that I need to get rid of, some of it will fetch beans, but it's beans that I will put away! I also have two old handsets that I will get around to recycle for cash that will also be put away!

Hope everyone else is doing well, and enjoying the summer, I am I've just been upset this weekend by my friend, but it will sort itself out

cazzyd

Ah, forgot all about this!

Sooo life is very different for me now, I am in a permanent job now, which has steady earnings. That started in September, and as I have had birthdays and christmas, and a couple of expensive weekends away I have spent a fair amount.

However as of 15th Jan (the next time I get paid) I am on the frugal fun bus, as I am starting to save for a house. (the 18 month goal from a couple of years ago, is now turning into a 2 year one, but acheivable, as I have someone to save with now!)

So I am doing all I can to earn extra monies, comping, swagging, gift hulk and also a pay rise. I save 50 pounds a week (this time last year I had a tidy sum, but then my car died and I had to buy a new (used) one. So I know I can do that again, I already have 500 pounds saved, and any left over money on the 14th of every month will go in the savings, I am determined to do this!

Any help, advice or words of encouragment would help me greatly, as I am at the beginning of a very scary journey, and although I am determined, I can't see the light at the end of the tunnel just yet. People keep saying it's amazing how much you can save if you put your mind to it....can I??

I am also thinking about recycling old DVD's and CD's, but is it worth it??

Happy new Year everyone, happy 2015

Stereochild

cazzyd wrote: »

..as I am at the beginning of a very scary journey, and although I am determined, I can't see the light at the end of the tunnel just yet.

Happy New Year Cazzyd!!
And what a great goal to start the year with. I have been working on it myself since February, well even before that but since last February I have been totally focus' on this goal.
You might find it easier to give yourself some shorter term goals like what you would like to save in the next four months, rather than aiming for the whole year. Cos that is a long time (for me anyway) and life happens in spite of our best intentions.
You will get there just be bloody minded about it and learn to say 'no'.
I look forward to your journey!!
(also it's a green light - go for it!!) :beer:

cazzyd

That's a great idea on the shorter term goals stereochild. My short term goals are to put excess money the day before payday straight into my account. As I don't have any birthdays until april, excess spending should be next to nothing, MOT/Tax not due for another 6 months. I have a hen do in March, but travel and accomodation are paid for and bride to be won't want an expensive messy do! So I'm hoping my plans to spend little come to the fray! I'm determined not to put pressure on myself, and to think positively. Plus I have two weddings, one is said hen do and other is a family wedding which is one we have to travel to and stay two nights for. I am going to start saving 10 pounds a week for both, and that way when the big days come, I'm not shelling out money, I already do a similar thing for family occasions, birthdays and mother/fathers day x

Stereochild

It's always best to budget for a future even! If you book travel and accommodation way ahead of time you can often save a packet. But it also means paying now, which is okay if you have the funds.
My family have already been warned that I am saving so don't expect to much and I am having to miss some special occasion's for the time being. It is hard but it means I will get to my goals faster.

nowpanicking

Hi cazzyd... tried to post yesterday but it didn't work.

It is difficult when big events come up but it sounds like you're really organised, saving up so much a week is a great idea.

I'm going to start saving so much each pay for pressies, events etc once DH gets a job.

Anyway, good luck on your frugal journey!