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Shiny New Year, Shiny New Start. The January NSD Challenge

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  • moneypenny2k
    moneypenny2k Posts: 1,122 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Candlewick wrote: »


    Moneypenny2k, Rising to the Ashes, Spoon and marmiterulesok, thanks for the support and confidence in me!
    No cigarettes bought – day 1 :eek:

    CW

    Well done Candlewick, take each day as it comes

    Miss T, how are you doing? feeling any better?

    BDINI. Woofer, beanielou, hope you've all had lovely days

    All newbies :wave:
    Thanks to Spoony and Fifty for all the work they do to keep the board running

    Anyone else I missed? sure to have so :wave: to you too

    NSD1 for me today, managed not to buy the scooter on the grabbit board for my grandson, yes it was very cheap but he's got a whole heap of toys for Xmas and as it's his birthday on Sunday and I'm sure he'll get a whole heap more then, I decided to preserve my NSD.
  • Evening all.

    I've managed nsd 1 today. A bit of a miracle as I had a friend and her kids visiting and I don't usually have enough faith in my cooking to feed them and we end up going out. But today we all sat down to roast pork dinner, and it seemed to go down well.
    I've not been out anywhere - left my bits of housework until after they went home (my mother always told me not to housework before noon on New Years Day as it sweeps good luck out!).
    Now just bathing the kids and debating whether or not to have a couple of drinkies tonight.
    Ninja Saving Turtle
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    :o Oh heck :o All you sensible people. Am I the only one who has spent the entire afternoon in the pub? :o And I never spent a penny. I was treated to an afternoon of karaoke and vodka :o
    I'd still be there now if the dogs didn't need [STRIKE]staggered [/STRIKE]walked and fed. :rotfl:
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 January 2013 at 6:53PM
    Happy new year everyone

    I haven't done this challenge in a very long time but I am determined to pay off our secured loan this year and be debt free (except for the mortgage) as we want to save up and move house in 2015.

    I would like to go for 12 NSDs please.

    Thanks

    ETA: I was hoping for one today but I had a flat tyre and had to put 50p in the air machine at the garage
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • Fae
    Fae Posts: 664 Forumite
    Hello,

    Can I go for 20 NSD this month please with 6 in a row

    and I can start with 1 NSD for today :j

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • Hi everyone and a HAPPY NEW YEAR.

    This month I'm increasing my NSD target to 15 NSDs.

    By the end of 2013 I want to pay off my credit card,saved for and gone on a holiday. I'm off work until Monday so will get a good start this year. Tomorrow will be a Spendy day, as I have to pay for my will, take my library books back and buy a present for a friends birthday later this month.

    DFF
    RBS £2,043.50 @0% until April 2014
    Virgin £2,522.78 @ 0% until November 2015
    Total Debt £4,566.28
    SPC 7 315. Emergency Fund 300/1000.
  • katholicos
    katholicos Posts: 2,658 Forumite
    I'm long overdue a return to the NSD challenge and today is certainly a good day to begin it, new year, new beginnings and all that. Please put me down for 12 NSD's for the month of January. Many thanks, and good luck to us all!

    I will add the NSD challenge to my siggy shortly.
    Grocery Challenge for October: £135/£200


    NSD Challenge: October 0/14
  • Giggles86
    Giggles86 Posts: 526 Forumite
    I haven't managed a NSD today but I did grab a massive bargain! Went to the outlet village on route from OH's mum's earlier and picked up a hoodie in the sale which was reduced from £40 to £25. Then got to pay and it was only £12!
    *2014 £365/365days - £52/£365* *20p Savers club #17 £12.00/£50*
    March 2014 NSD 0/15 take lunch to work march 0/21
    sealed Pot Challenge #260
    NMB books: 6/94+ NMB DVDs: 13/67
    "Life is not measured by the number of breaths you take but the moments that take your breath away."
  • katholicos
    katholicos Posts: 2,658 Forumite
    Today was nsd number 1 for me. Here is hoping i can achieve my target. Hopefully it will not take me too long to get back in the swing of not spending, again.
    Grocery Challenge for October: £135/£200


    NSD Challenge: October 0/14
  • Hello new found friends, I have managed my 1st NSD todaay! I'm feeling very proud of myself :j

    Back to work tomorrow, but as I'm working from home I am expecting another one!
    2013 NSD challenge 3/10 :D
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