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Shiny New Year, Shiny New Start. The January NSD Challenge

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  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Hi ev1, I had a small food delivery from Tesco today. Not everything I asked for arrived but I had decent subs so can't complain.

    As of tomorrow I shall not be making unnecessary spends, I shall not drink and I shall wish everyone well on their own personal journeys.

    Saw Life of Pi this evening and the graphics are spectacular esp if you see the 3D version, cost me a small fortune though and that's why we went today ;)

    Wishing you all a happy NY :beer:
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
  • kezlou
    kezlou Posts: 3,283 Forumite
    Happy new year all!

    I was wondering if could join in again. I went a bit haywire and had a nightmare of spending on taxis and stuff.My health went down the pan so couldn't walk anywhere.

    So please could you put me down for 10 NSD's. I know its low, i'm easing myself back into it. Oh and say 3 in a row, if thats okay.

    Best of luck everyone:)
  • ModestyB
    ModestyB Posts: 1,574 Forumite
    Part of the Furniture Combo Breaker
    miss_t, sending best wishes for a speedy recovery. Please take care.



    Wishing you all a Happy, Healthy and Prosperous New Year!
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
  • happy new year to you all have a great 2013 :beer:
    You can if you think you can .
  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    woo-hoo it's2013!!! :T
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Comes in with a lump of coal, shortie and a bottle .....

    th_ny676.gif?t=1355644259


    Happy New Year everyone.

    I wish each and everyone of you lots of love, luck and happiness. May 2013 bring you everything you wish for.



    Lang may yer lum reek :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Are we ready for the off?????

    Front page has been updated and there is an amazing 76 of us ready to start 2013 working towards our goals. :)

    Stick with it and come and tell us all your highs and lows, goods and bads and ups and downs. We can all support and motivate each other to make 2013 a year where we inch a little bit further towards becoming debt free. :T


    Good Luck to everyone :A
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.

    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • lilian1977
    lilian1977 Posts: 5,157 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning everyone and a happy new year to all.

    I am going to declare today a NSD as there are no shops open and I don't need anything online - so that's 1/15 for me already :)

    So looking forward to the end of the month when hopefully I will be able to celebrate having achieved my goal!
    My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |

    Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.
  • Morning everyone and ...

    images?q=tbn:ANd9GcQlrqe1NYuMzqAtZLbO1ccK9Un1LRYFVJHg-iw1c7yKFp9EksGL

    Wishing health and happiness for you & yours:D
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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