We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Shiny New Year, Shiny New Start. The January NSD Challenge

1175176178180181193

Comments

  • Good evening everyone!I hope that you've all had a good start to the week.:)

    I'm going to do the update now,sorry that it's a bit early.

    Well done to:

    armchairexpert that's great you've got #13!:j:jAlmost there-just two more to get now!

    BigMummaF well done,you've got #23!:j:jStill room for another maybe?Glad to see that you appreciate a wee dram or three!:beer:

    Candlewick that's great,#13 and 3 in a row!:j:jKeep up the good work!

    chris81418 you're doing great,that's #20 in the bag!:j:j

    emslovesmickey well done on getting #22!:j:jHope you're feeling better very soon.

    EverTheOptimist that's great,you've nabbed #15!:j:jGlad that your appt. went well and that you and baby are fine.

    fedupandskint well done on getting #17!:j:jPayday is a great day,isn't it!

    flubberyzing great stuff,you've got #18!:j:jOn a totally unrelated topic-have you had a bins emptied then?It was you,wasn't it?!

    flowerofscotland #15 achieved and target reached!:j:jThat's great,well done.Going to try for any more?;)

    HelsBels8080 that's brilliant,#15 reached!:j:j

    if well done,you've nabbed #16!:j:j

    HeadAboveWater well done,you've got #12 meaning target reached!:j:j

    Jelly Biactol great stuff,#11 achieved and target exceeded!:j:jGlad you're going to try and get a few more!;)

    Karb that's great,you've reached #12 and target reached!:j:j

    LMac that's brilliant,you've got #13 under your belt!:j:jGood luck on getting the last two!

    lurvlyloz well done on getting #12 and #13!:j:j

    ModestyB that's great,you've got #21 and #22!:j:j

    MummyRivett brilliant stuff,you've nabbed #25!:j:jWell done on the extra savings!:money:

    Nargleblast #14 achieved-a very respectable total too!:j:j

    Sazdaz you're doing so well,#12 in the bag!:j:jIt's a great number to get,you might just manage another one or two,but if you don't,it's fine too!:)

    slowlyfading well done on getting #17!:j:jJust one more to get now!

    The Dragon that's brilliant,you've nabbed #22!:j:j

    Hi to:

    wildcherry :eek: to the MOT,but at least it's out of the way now.It's not always easy to know how much to budget for.Hope it doesn't eat too much into your savings.

    Have a good week everyone!
  • I had to check today's number,pleased to announce #22 for today please.It helps only having a few francs left from this week's budget,but I don't need anything anyway.

    I was off sick today:my back's been playing up again since yesterday.:(
    So it's back to my GP for some more tablets tomorrow.I'm trying to take it easy.
  • beanielou
    beanielou Posts: 96,340 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    kerri_gt wrote: »
    Was it the one where you park your broomstick at the door?

    Yes kerri.

    another 1 1/2 lbs off this week :j

    Had to post some important paperwork so not sure can claim a NSD or not :think:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,340 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    edited 28 January 2013 at 10:26PM
    Happy days EVerThe OPtomist :j :j

    Feel a lot better thank you spoony :grin:

    Hope your back on mend soon marmite.
    Mine tis quite gypy at the mo.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • popping in quickly to report another NSD so thats 21/24

    almost at target
    You can if you think you can .
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    edited 29 January 2013 at 12:45AM
    Good Morning :)

    Thanks spoony for the update :A

    It's a pleasure Freeby :) and thanks for all the updating again :A
    NSD #27for me yesterday :j

    Yippeeeee... well done you :j:j:j:j
    spoon well done on paying your tax bill and having money to spare.:)

    Thanks marmite, I'm really proud of myself... first time that's ever happened:):):):)

    Sorry to see your back is giving you gyp again, hopefully the Doc can give you something to make it a bit easier for you.
    Take care x
    Morning All, yesterday was a big spend day for me but well worth it......My DS1 won his boxing bout to become the Southern Counties ABA Schoolboy Champion. To say I am proud is an understatement!!
    However, definitely pulling in the reins today and trying for my target of 7 for January.
    Enjoy Monday everyone!
    Well done to DS1 PennySaving, that's fantastic. You must be sooooo proud of him:j:j:j:j
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    beanielou wrote: »
    Happy days EVerThe OPtomist :j :j

    And ditto from me too ETO :j:j
    beanielou wrote: »
    Feel a lot better thank you spoony :grin:

    Good, I'm glad to hear that beanie, you've really been through the wars recently x:A Sorry your back has now joined in though, hope it's on the mend soon


    Freeby and If - love today's pics, thank you both :T:T


    NSD no 23 bit the dust today, I've been working and decluttering so no time to get distracted and/or tempted by nice shiny things:D
    :) The time you enjoy wasting is not wasted time :)
  • katholicos
    katholicos Posts: 2,658 Forumite
    Well done everyone, you are all doing really well. Today was a spend day. I am going to nip over to the february thread and put my target for february in a post there.
    Grocery Challenge for October: £135/£200


    NSD Challenge: October 0/14
  • Hi all,

    I''m not going to make my target of 16 but Monday was NSD #11
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)

    Thank you for the update Marmite :A

    NSD #28 for me yesterday and 3rd Target Met :j:j

    Hope everyone is looking forward to February :)



    Have a great Tuesday :D
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.8K Work, Benefits & Business
  • 600.3K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.