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Shiny New Year, Shiny New Start. The January NSD Challenge
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yesterday was 14/18 for me. SO close but not quite this month.Facing up to things - nov 2012 total 9334.95
back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535
Debt Free Date March 8th 2017 (31st birthday)0 -
22 NSD for me
think my total has been missed of as still says 15, have posted since then. Would like my target increased to 22 as not sure I'll make any more now.
Have the oldest sick again, the doctor can't find anything physically wrong, but she just wants to sleep all the time. So quiet day and hope its school tomorrow. Also a chat to teacher incase there is problems.0 -
Its been really disappointing the past couple of days not having a NSD but thankfully I am having one today and I think that takes me to NSD#8!! Am really pleased with that and I'm hoping that the next couple of days should also be NSD's too. Though will need to buy some milk on Thursday I expect but I might be able to wangle that out of my lunch budget!
Hope everyone is having a good Tuesday and I for one can't wait for February to see how I get on during a full month!On target for mortgage freedom September 20230 -
"If wishes were horses, then beggars would ride"
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it looks like reporting once a week may become a habit for me......
I last reported in last Tuesday, which was NSD #11. The only thing I bought that day (when I nipped out to order a repeat prescription) was the loaf of bread I'd allocated the money for the previous day.
Wednesday was work, but I managed to persuade my bosses to let me skip my lunch break and leave a half hour early - which meant I was home in time for OH arriving to share part of my birthday with meThe only money I spent was on liquid gold which I'd allocated the money for on Monday, so that was NSD #12 and target met :T
Thursday I hit Mr T again. I needed milk for DS which I'd allocated the money for on the Monday, but I also picked up a few other bits and pieces so it was a spend day.
Friday I had to get a birthday card for my youngest GD (she turned 1 on Thursday, but I wasn't heading up to spend time with her until Saturday) and also picked up some spread I needed and had forgotten on Thursday night!
Saturday saw me heading up to B'p00l (with OH and his niece) to visit the Se@life centre with DD and GDs. OH had prepaid for tickets on-line, but I paid for parking on the day - and then bought some chocolate and biscuits from a couple of discount shops.
Sunday was finally another NSD, taking me up to #13.
Monday (yesterday) was my normal grocery shopping today, and on checking my bank account this morning I spotted 3 D/Debits also went out yesterday. There's also a payment gone out of another bank account which I suspect is a magazine subscription I'd forgotten about (must cancel before the next!)
Bank is clear of D/Debits today, I didn't spend anything when I nipped down for my GP appt, and I don't plan to go out again today. The only thing I've got lined up to spend on is a new combi oven (current one stopped working a couple of weeks ago), but I'm waiting on some information from a manufacturer before deciding which to get so don't expect that to be bought for a few days yet........ and as such am declaring today as NSD #14.
Unless there's anything I've not thought of all my D/Debits have now gone out for the month, so as long as I can stay out of the shops I stand a chance of gaining a couple more NSDs - but I'm not going to increase my target.Cheryl0 -
Today definitely won't be an nsd. I suddenly realised last night thar I hadn't got a birthday card for DH!:eek: One thing he really likes is having a card, more than having presents. I'm at the DR's later so will have to nip round the card shops and get him a special one. He becomes an OAP on Friday.
Get well soon all our poorly friends. ((((Hugs))))S.P.C. 9 2016 No. 062 Banked £337.50
My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin0 -
I did not join you all in January on NSD challenge, but oh my how I wish I had!!!
Never-mind I have joined you all on the Feb challenge and cant wait for this looong month to end. :T
Well done to all of you, truly inspirational.:TReturn and Restart August 2016
22 Months to be debt free Aug2016 £12971.00:p:o:p By Jun2018
PAYDBX2016 #155 = £2268.93/£3414.93 00% paid
UK Debt #00 = £9857.23/£13039 6% paid
EmSavFund #204 = £85.00/£1000 6% paid
Mortgage #00 = £183084/£183093 00% paid0 -
afternoon.
i've not been on for a while but have still managed some nsd's.
so 6 nsd's for me please.i don't think i will make my target but at least i am getting back into the habit of organising my spends again.:)there is no wealth but lifesealed pot challenge#240
df by dec 2014#150
Barclaycard[ 1641]512. loan[4100]2673. nationwide[1898]1548.natwest 2980.total [8584]7713.:eek::eek:0 -
22 NSD for me
think my total has been missed of as still says 15, have posted since then. Would like my target increased to 22 as not sure I'll make any more now.
Sorry coolcats, I thought Oh No, I have missed somebody (my biggest fear) but when I looked on the front page it looked like this
Coolcats – 15/15 Target Reached2nd Target Reached 20/20
Target Increased 22/20
When I update in the morning I will give you your third prize for reaching 22 NSDs. Really well done :TFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
im in now so i can confirm a NSD sothats no.22/24 very close to target now. not sure if I will make it but will be close so im happyYou can if you think you can .0
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