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Shiny New Year, Shiny New Start. The January NSD Challenge

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  • NSD 11&12 captured. Spent yesterday repainting the living room, looks lovely.
    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 :eek: aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    January 2019 $211,580 Current MFD 31 June 2036
  • NSD #12 for me yesterday :j So nearly there now - just stay focused!

    Rushing off to work in a bit so a very short update from me. Hope all are well :beer:
    CC1 £5999 Total Debt March 2021 £5999
    NSDs March 1/20
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)

    Thanks spoony for the update :A

    The front pages are all up to date and there are thistles everywhere :) Well done everyone.

    NSD #27 for me yesterday :j


    Have a great spend free Monday :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    There are

    115

    of us actively taking part in the NSD challenge

    and so far we have collected

    1147 NSDs

    :T:T:T:T:T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Morning all :hello:

    Got my 15th NSD

    Thank you
    IF…x



    funny-pictures-monday-polar-bear.jpg
    "If wishes were horses, then beggars would ride"
  • Thanks freeby for my lovely prize!I might just manage a few more-can Iraise my target to 25 please?

    spoon well done on paying your tax bill and having money to spare.:)

    red glad you had a good time in Edinburgh!

    See you all later for the update.I hope Monday flies by for you all.
  • MummyRivett
    MummyRivett Posts: 424 Ambassador
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Wow, well done everyone, can you all believe that it is the last week in January? Quite scary
    • MSE Forum Achievements:
    • Debt-free & Proud - December 2014
    • Fully Funded 12 Month Emergency Fund - December 2020
    • Current Challenges: No Spend Challenge 2023
    • January NSD: 16/25
  • Morning All, yesterday was a big spend day for me but well worth it......My DS1 won his boxing bout to become the Southern Counties ABA Schoolboy Champion. To say I am proud is an understatement!!
    However, definitely pulling in the reins today and trying for my target of 7 for January.
    Enjoy Monday everyone!
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Morning all :hello:

    Got my 15th NSD

    Thank you
    IF…x



    funny-pictures-monday-polar-bear.jpg

    If - I already have you down for NSD #15???? Do you mean 16??? Or have I made a mistake (which is probable :o)

    Love the picture, I feel like that and I haven't even got to work yet :rotfl:
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Good morning All

    Popping in to report NSD #15 for yesterday. With all the snow gone now it was lovely to get out for a walk.

    Nearly a NSD on Saturday but spotted a really pretty Gerbera plant (my sisters favourite flower) and as I was calling in on her for a cuppa I just HAD to buy it ...... I happily give up a NSD for that.

    Won't be a NSD today either as my heating is getting its "full flush" so I will have to try and catch 1 more over the following 3 days.

    Well done everyone who has taken part this month, I'm sure we have all saved money along the way and good luck for February.
    Sealed Pot Challenge 6 - Member 1938
    NSD Jan 16/16: Feb 3/15
    GC Jan £400/£400.14: Feb 0/£400
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