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Shiny New Year, Shiny New Start. The January NSD Challenge
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Very mixed reports of that eatery red.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Nargleblast wrote: »Do you realise that when January is finished we will have collected NSDs equivalent to one person not spending anything for three years?
Pats on the back all round, methinks!
Wow!! Well done everyone!! :beer:Because it's fun to have money!
£0/£70 August GC
£68.35/£70 July GC
January-June 2019 = £356.94/£4200 -
Evening all.
NSD #14 :j:j. Hope everyone's had a good weekend.SPC 18 Target £200 /0 -
This week I've had 3 expected NSD's, and 1 un-expected NSD's!
The un-expected one was Saturday when I was off to visit a friend over night and took with me some DVD's and clothes I'd borrowed off her. Now for some reason, every single shop I went into after work seemed to trigger the alarms. After actually being stopped by security guard on my third shop (I actually wanted to buy a new bag or purse), and explaining my situation, I gave up as it was getting embarassing hearing the alarms constantly going off.
So, now I am up to:
7/10 NSD's
Won't be wandering around with other peoples DVD's again LOL!Sealed Pot Challenge No 3060 -
Yay, I've made my target, yesterday was another NSD day for me, bringing me up to 10 NSDs!!!
Might be able to get in another one or two but we shall see.
Total money owed: [STRIKE]31/07/11- £17,877[/STRIKE], LBM - 14/10/12 :j, 01/06/13 - £0 DEBT FREE!!!! :beer:
New challenge- save an extra £5000 from non-salary -£1600 (32%)0 -
freebyfifty wrote: »Good Morning
It's update time :T
Spoony – :T to NSD #21 and :eek: to the tax bill. But it is brilliant that you will still have cash after it’s paid.:T Just shows how brilliantly you have done.:T
Awww... thanks Freeby :A:A
And I think I spotted lots of NSDs on your signature... well done you :j:T:j:T:j:T:jThe time you enjoy wasting is not wasted time
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Evening everyone :wave:
Another update on the way.. lots of NSDs being nabbed and targets tumbling today, well done you clever lot:T
Welcome to:
:hello: daizyboo - hi and welcome to the gang. I think Freeby has already posted the link to the February challenge for you, look forward to seeing you over there. Good luck
Target met:
:j:j:jchris - yay to a brilliant trio of NSD nos 17, 18 and 19 and your target being met, that’s fantastic!! :j:j:j
Freeby will award your prize tomorrow morning and increase your target to 21, good luck with getting there, you can do it
I’m glad you’re indulging in the odd treat here and there, it makes being DF worthwhile
:j:j:jcoolcats - yay to a brilliant NSD no 20 and your target met, that’s fantastic!! :j:j:j
Freeby will award your prize tomorrow morning and increase your target to 22, good luck with getting there, you can do it.
Hope you enjoyed your lunch out today, it sounded fun, and that you feel better soon.
:j:j:jFallenArcher - to a brilliant NSD no 10 and your target met, that’s fantastic!! :j:j:j
Fingers crossed for another one or two to add to the haul
:j:j:jgien - yay to a brilliant NSD no 10 and your target met, that’s fantastic!! :j:j:j
Freeby will award your price tomorrow morning. If you would like to increase your target for the end of the month please feel free, otherwise good luck with nabbing some more this month.
The dance sounds like great fun, glad you enjoyed it
:j:j:jGiggles86 - yay to a brilliant NSD no 10 and your target met for the second time, yippeee indeed!! :j:j:j
Freeby will award your prize tomorrow morning and increase your target to 12, good luck with getting there, you can do it.
:j:j:jmarmite - yay to a brilliant NSD no 21 and your target met, that’s fantastic!! :j:j:j
Freeby will award your prize tomorrow morning. Are you going to increase your target now or stick with 21?
Well done to:
:j:j:jbeanie - NSD no 25 firmly grasped, yippeeeee. You’ve done brilliantly as always. Hope you’re starting to feel a bit better now x
:j:j:jRed - hellooooo, lovely to see you again and yay to a fabby NSD nos 13, 14 and 15 to add to the pot, that’s brilliant!
Glad you enjoyed your trip to Edinburgh, it is indeed a lovely city
:j:j:jCandlewick - NSD no 12 firmly grasped, that’s brilliant. Not many more to get now, keep going! Hope you enjoyed your slightly less stressful day today
:j:j:jDelilahh - NSD no 7 nabbed today, that’s fab! Only three more to get now, you can do it!
Eeek to all the store alarms today, I think I would have died of embarrassment
:j:j:jEverTheOptimist - NSD no 14 firmly grasped, that’s brilliant.
Thank you, I’ve had a lovely weekend, hope you’ve had a good one too?
:j:j:jFae - NSD nos 16 and 17 to add to the haul, that’s fab!! You can nab those final three, keep going!
:j:j:jflubberyzing - NSD no 17 firmly grasped, that’s brilliant. Glad the snow and ice have finally disappeared.. I’m just the same as you, I develop two left feet when it snows....
:j:j:jlottie3000 - NSD no 12 nabbed today, yay indeed.. You’re doing brilliantly this month, you definitely deserve a pat on the back
:j:j:jMummyR - NSD nos 24 and 25 to add to the pot, woohooooo.... that’s a brilliant haul, well done you! It sounds as though you had a busy day ahead of you...... but yay to the success on fleabay
:j:j:jNargle - woohoo to NSD no 14, that’s fantastic, you’re definitely making your money last. Eeek.. it sounds as though you have some mega-spends to contend with soon.....
And hello to:
wildcherry - fingers crossed that you only had to get liquid gold today.. oh, I see you succumbed to hot chocolate and a brownie as well.... sometimes only chocolate will do.
Good news that you feel the challenge is helping you to make your money last longer, that’s the aim really
couldsavemore - hope the grocery order arrived OK and you didn’t get any slightly odd substitutions like beanie’s scrubbing brush:rotfl:
floella80 - don’t beat yourself up too much hun, sometimes life just gets in the way of our best intentions. Fingers crossed for 4 NSDs for you this week, you can do it
If - love today’s cartoon, it really made me chuckle :rotfl::rotfl:
katholicos - hope the grocery shopping wasn’t too seriousThe time you enjoy wasting is not wasted time
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Back again, sorry:o
I've just realised that I've actually managed to complete an update on the same day that it was intended for (if that makes sense :huh:), that has got to be a first for me:D
Declaring NSD no 22 for today please Freeby.
I have paid my tax bill today:(:(:(:( but that is definitely a necessary spend if I want to avoid being thrown in jail and I've resisted all temptations to treat myself after the shock _pale_The time you enjoy wasting is not wasted time
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Yay! 12/12 NSD thats second target hit! Im not upping my target - will just enjoy exceeding it! Thanks for the inspiration everyone0
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