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Shiny New Year, Shiny New Start. The January NSD Challenge
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NSD 10 for me, so I hit my target!
I went out and leanrt a dance that we're going to do for the 1 billion rising flash mob next month - great fun and no money involved!Trying to keep in budget.
22700 -
Hi I would love to join this challenge, as I am budgeting to pay of naughty debts and NSDs would def help the cause. I think I could realistically start with 12 per month starting 1st Feb and go from there xx
Hi there, you are more than welcome to join us in February, it will be great to have you join us.
Click hereto join us and declare your target
Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
#17 done!
And the snow/ice is all gone now after overnight rain! I'm very pleased as I don't deal with icy conditions terribly well, having never been the most steady person on my feet! I literally fall over everything! :rotfl:Because it's fun to have money!
£0/£70 August GC
£68.35/£70 July GC
January-June 2019 = £356.94/£4200 -
Good evening!
I've managed to get an nsd on Friday,Saturday and today,so that's me at #21 = my target reached.:j:j
BTW well done to everyone who's reached their target!:j:j0 -
Do you realise that when January is finished we will have collected NSDs equivalent to one person not spending anything for three years?
Pats on the back all round, methinks!One life - your life - live it!0 -
Looks like today is a NSD, it's taken ages to list 13 items on ebay, but I can't believe it, they have been up just over 2 hours I have bids on most of them and one person has asked me if they could make a Buy it Now offer. It is amazing.
- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
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Good news on ebay MummyRivett.
NSD no 25 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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MummyRivett wrote: »Yes a confirmed £50.50 in 3 hours, so looks good.
Well done mummyr :j
Well took the bag back to TKM today, thought they might have kicked up a fuss but the SA barely seemed to acknowledge the fact I said it was faulty when she gave me the reduction. Had a look at the others there, but the only one I liked was £70 :eek: I would have used it every day but wasn't sure I could justify that cost.
Picked up the cat litter I hoped to get - two lots for £3.60 (incl a 40p voucher) as it was on 1/2 price offer.
Tried to get a 99p car wash at the Shell garage but was told that the station I'd stopped at wasn't doing it - why on earth they are running a promo only in certain stations with car washes is beyond me and very annoying. So the car can wait until I pass another on Thurs, and if not, well I'll go to the hand wash and they've lost my custom
Did also buy a couple of cheeky bits for OH valentines and although I'm still technically in credit for the day, I feel a bit of a fraud if I declared a NSD today. So 4 days in a row of no spends in order to reach target - gonna be a tough one (if I get the 99p wash on Thurs I won't count that as I did try to spend that today IYKWIM?)Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Good Evening folks from a temporarily missing in action red:o
I was in Edinburgh from Monday to Thursday and while I had snow on Monday and a little on Tuesday, despite the obvious dip in temperatures, it was lovely and it is still my favourite city:D. As my Mum had given us spending money, I am able to declare NSDs 13, 14 and 15 for Monday, Tuesday and Thursday:D.
Wednesday wasn't an NSD, as we had dinner at a very well known restaurant with Halloween connections on the Royal Mile. It was reassuringly expensive, but I am annoyed to report, that I really didn't think it was as good as it should have been:(.
I have yet to catch up on the posts, but hope everyone is ok and am sending hugs to anyone who needs them:)If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0
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