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Shiny New Year, Shiny New Start. The January NSD Challenge
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Haven't posted for a while but I finally got my 9th NSD and tomorrow will surely be one too so I will hit my target.
I'm so pleased with how little we gave spent this month and popping onto this thread, even if I've not posted as I haven't had a NSD, has really helped to kerp me on the straight and narrow - thank you!Trying to keep in budget.
22700 -
Asda managed to deliver.
So that was good.
Some of their substitutions are funny~ a nail brush was OOS ~ substituted by a scrubbing brish~ my nails are not that dirty,honestly :rotfl:
Came in under budget so NSD no 24 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
(Completely corpses with laughter at the thought of Beanielou scrubbing her nails with a scrubbing brush, followed by taking her makeup off with a Brillo pad and having a good wash down under the shower whilst being scrubbed with a yard broom......sorry, I'm sad like that...)One life - your life - live it!0
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8/8 NSD yeh I made it with 5 days to go! Will definitely be joining in next months target and will up to 9 nsd's.LBM Jan 2012 £32355 now £23984.01
GC Feb£289.64/300 Mar £284.92/300Apr £215.53/300
£2 Savers £124/100
NSDs Jan 9/8 Feb 6/9mar 8/9 Apr 5/90 -
Evening everyone, well not a NSD yesterday as expected as it was a friends b'day on Thurs (same day as OH) so was out for dinner last night, then out with OH for a few drinks after that - not too hard on the old wallet though (esp as I'd found a 50% off food voucher for the dinner
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today wasn't a NSD as had a hair appt this morning -although that was planned so did consider not counting it but decided that was bending the rules. Now looks like tomorrow won't be a NSD as the new bag I bought from TKM two weeks ago is faulty - I've got the receipt and the tags but expect I'm going to have one hell of a fight trying to get a refund. While I'm out doing that I could also make use of my time and get cat litter from tacto (don't have it in my local) and hopefully put the car through the 99p offer at Shell (BIG birdy poos on my windscreen and my car really needs a wash)- although these will be planned spends, I kinda feel like I'm bending my rules again if I don't count them.
So, if tomorrow is a spend that means mon - thurs have to all be NSD in order to hit my target :eek:Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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NSD 20 for me today which is very surprising for a Saturday. At least the bad weather has some use.
Hugs for all, keep safe and warm.
Well done everyone for your achievements this month and good luck for Feb.
S.P.C. 9 2016 No. 062 Banked £337.50
My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin0 -
Evening everyone :wave:
Hope you've all had a good Saturday. (((hugs))) to anyone with lots of snow:eek: and/or feeling poorly:(.
Just popping in to declare NSD no 21 nabbed today :j:j as I've been busy sorting the house out... early springcleaning I think you'd call it:D
I'm going to have to bite the bullet and pay my tax bill tomorrow but.... for the first time ever ..... I'll have some money left after I've paid it so that will be deposited on the cc:j:j
Thank you for my lovely prize freeby, I'm after the green bagpipe player next, he's cute:DThe time you enjoy wasting is not wasted time
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I got NSD 11 yesterday (oh : Friday I mean. Technically it's now Sunday!!) :j
Had to pick up a book for my dad that he'd ordered, but he'd already given me the money for it
Did grocery shopping with OH but that was within budget!
Oooooooh yeah!
Away off to sign up for February....
Hope everyone is having a great weekend!!Wealth is what you're left with when all your money runs out0 -
Good Morning
It's update time :T
Well done to everyone who has captured an elusive Saturday NSD
Beanielou –:rotfl: at the scub brush instead of a nail brush. Sometimes you have to wonder about the people who are picking the items.:cool: Well done on NSD #24. You have done brilliantly.:T
Candlewick – I certainly can put you down for NSD #11. :T Well done and keep going, you’re doing great.:T
Couldsave – You should be very impressed with yourself, you have done so well being up to NSD #24 . :T Good going. :T
Debtbuster – NSD #8 in the bag.:T And your target met.:j:j Really well done.:j:j I’m glad you’ve got the bug and we’ll see you in February.:)
Donna d – Great to see you here:) and great to see a brilliant NSD #19 too. :T You have been busy not spending.Very well done.:T
Fedup – Hooray for NSD #16.:T That’s great. :T Keep going, lots more to be had.:)
Flubbery – A brilliant NSD #16 for you.:T Well done and lucky you not having any more snow.:T
Gien – I am glad that this thread has helped you stay on the straight and narrow:T and well done on NSD #9.:T
Headabove – A happy NSD #11 captured for you.:T Well done and I’m glad to see you’ll be joining us in February.:T
Helsbels – A brilliant NSD #14 and second target smashed. :j:jThat is excellent, very well done. :j:j I have increased your target to 16. Good luck.:T
Ifwishes – A shiny NSD #15 all done and dusted.:T Not many more to get now, keep going.:T
Lioness – Wow, you are on a roll. :T Another one in the bag taking you up to NSD #10.:T Very well done:)
Lurvlyloz - NSD #11 is a great number to be up to, so don’t be too hard on yourself. :T Lots of lovely NSDs to be had in February.:T
ModestyB – A brilliant NSD #20 all safely captured. :T The bad weather is good for something.Very well done.:T
Mummyrivett – Well done on claiming NSD #23.:T Good luck with those ebay sales.:)
Pennysaving – Sounds to me like you have had a brilliant day.:T Happy Birthday to DH. :T Well done for NSD #6. :T
Poohbear – How brilliantly have you done?? :T:TAll those In-a-Rows and your target smashed with NSD #22. :j:j That is just fantastic.:j:j
Sazdaz – Well done on claiming NSD #11:T and I am sorry you lost your extra earning day.:( On the plus side you get to see DM and have a peaceful couple of hours in the cinema.:T:T
Spoony – :T to NSD #21 and :eek: to the tax bill. But it is brilliant that you will still have cash after it’s paid.:T Just shows how brilliantly you have done.:T
Wildcherry – Well done on beating your target with NSD #7. :T This NSDing lark is really quite addictive, isn’t it?:)Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
The front pages are all up to date again
You will see that I have had to do a little bit of "pruning" and have had to split usWe are doing too well for just one page :j
I have taken out everyone who has not declared any kind of NSD at all so far this month. If this was you, then I'm sorryjust let me know and I'll put you back in.
I have reserved an extra page in the February thread so I don't have to it againFree by FiftyDebt of the Moment -August NSD Challenge 14/150
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