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A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    I thought it was, but work issues have reared their ugly head again. :(

    Not heard anything back from the NPB yet...will have to see.

    And you are still mad and taking on too much stuff! :rotfl: ;)

    Hey PB ((hugs)) and grr! :mad: to the work issues xx

    And the NPB - i've had the same problem with NPBs - seem to be so many of them lately :mad:

    All the stuff i tend to list is either necessary or a break from my assignment - productive procrastination :rotfl::rotfl::rotfl:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Just having a moment to myself and a cuppa :coffee: I've set off at a good rate on my to do list and will start the vacuuming at 9ish as well as start loading the car up with the various bits for various places :)

    Quite a lot to get through today and i guess the rest of the week really - but so much easier and nicer to do it in a clean and tidy house :)

    Pouring down here today so am going to do my best to stay indoors today except for the food shop - hoping to get a couple of runs in though saturday and sunday :T

    Hope all are well ? i'm going to have a quick read around on here and then back to it!
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Morning World :)

    Hmm... I may be up early but i'm hoping i start to feel better soon - i've been awake since just after 4am feeling yuck! :(

    I'm going to try and ignore it - i can't lose another assignment weekend to illness - maybe its just tiredness or from not eating enough yesterday. Anywho's lets hope if i ignore it it'll go away eh? :cool:

    Last week my mini-lists proved really useful in getting everything moving along nicely so i'll start off with one of those and try and keep going :)

    First off though i'm going to have a cuppa :coffee: and a mooch around here and then start on the lists :)

    Hope everyone has a nice weekend planned ? xx

    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Oof! What a leisurely start to the day! i enjoyed my cuppa :D Then photographed an item for bay of e before overwhelmingly feeling the need to eat but thought i'd better start on pot mountain first - got that scaled ;) breakfast cooking away and enjoyed a nice hot brekkie to start my day off more fully - i'm now getting the pictures added and time for a little list :)

    Job 1: - Assignment redraft

    Job 2: - Jewellery box declutter

    Job 3: - List 1 item bay of e

    Job 4: - whilst photo's loading a quick catch up on here :D

    Right 15mins re-draft here i come! :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Hey PB ((hugs)) and grr! :mad: to the work issues xx

    And the NPB - i've had the same problem with NPBs - seem to be so many of them lately :mad:

    All the stuff i tend to list is either necessary or a break from my assignment - productive procrastination :rotfl::rotfl::rotfl:

    I filed the Non Payment last night...does that mean they get a strike for it?

    Sorry to hear you are feeling rubbish again. I hope you feel better soon

    I'm only just getting out of bed and already your productivity is putting me to:rotfl: shame! :rotfl:
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    I filed the Non Payment last night...does that mean they get a strike for it?

    Sorry to hear you are feeling rubbish again. I hope you feel better soon

    I'm only just getting out of bed and already your productivity is putting me to:rotfl: shame! :rotfl:

    I think they get the chance to pay with an NPB open and i think once its closed and they've not paid then thats when they get the strike. I had to open one on a 99p item - they've now paid but it will cost me more than that to get to the post office and post it :mad: Whereas if they'd paid on time or even a week late i would've been going to the post office with other things.

    I'm not very productive PB - i just talk alot ;) Actually though i am really enjoying getting rid of so many unwanted or loved but unused items :T

    Thanks for the well wishes - assignment redraft will be a hard slog :(
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    So progress is slowly being made today. Next 4 jobs are:

    Job 1: - Assignment redraft

    Job 2: - clean mysterious mark on floor

    Job 3: - move washing that is dry

    Job 4: - Jewellery box / hairclip box declutter.

    Got rid of a few bits from the jewellery box i've just done and hope to have alot to get rid of from the box - it is quite a big box *fingers crossed* Need to keep the listings going steadily onto bay of e too :cool:

    Ok back to it!
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    That was very productive :T with several bits of things leaving the house :T Just going to have a look around on here and then back to it! i am still not feeling 100% but am a bit better than i was earlier and i think thats because if i didn't do anything i'd just be thinking about feeling ill and making myself feel worse if that makes sense ?

    Job 1: - Assignment redraft

    Job 2: - list 1 item bay of e

    Job 3: - underwear drawer declutter

    Job 4: - lift out scarves ready to declutter
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Well that was a goodly amount of decluttering achieved there :T I also listed more than 1 bay of e item as had to make a call but was on hold forevvvveeeer! :mad: gave up in the end. They can write to me instead :cool:

    Job 1: - Assignment redraft

    Job 2: - List 1 item bay of e

    Job 3: - more shredding to be done

    Job 4: - scarves declutter and tidy away
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Well that took longer than expected! Had an unexpected visitor which was lovely.

    Got the bike moved at long last :T Ended up being a bigger job as it took more space than i thought it did :o So had to re-house several other items so still have a bag to clear and move now. So need to add that onto the to do list.

    Have got 17 items prepped to go bay of e so that is good - hope i sell some things! Also hope i find some more things to part with sell! Bit of a different order on the job front but might just crack on with assignment stuff straight away :cool:

    Job 1: - money sort

    Job 2: - creative bag declutter

    Job 3: - bedroom tidy up complete

    Job 4: - Assignment 15minutes
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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