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Crisis Loan 2009
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CCS are just a debt management firm - the debt hasn't been sold to them - the DWP just pays them a cut if they get repayments from claimant when they are not in receipt of a Department administered benefit.
As has been pointed out before, the debt hasn't gone anywhere and payments will be collected from any benefit claimed between now as State Pension age - at which point it will be collected from that. Social Fund is rather like elephants like that - they don't forget money was borrowed.
As a side note I would recommend that you do make payments on the loan now as in the event that you do need a further crisis loan in the future - the chances of another loan being made when no repayments have been made on the existing debt are somewhere between slim and none (although given the loans are being abolished in April this may be less of an issue).Who's going to fly your plane? / When you need to make your getaway....0
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