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many a mickle...
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Seem to be spend, spend, spending at the moment - this decorating lark seems never ending! Books for uni and that child of mine is once again out growing all clothes so more shopping required, hoping to get to end of it all soon and for things to calm down.Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Been rejigging budgets in order to cover this month's spends without dipping into savings - think I've got it cracked but means the OPs will be much lower for the next couple of months, can't be helped though and the money hasn't been frittered as I will have a lovely room at the end of it and won't have to look at DS's socks when he's wearing long trousers:o I blame the long summer all that sunshine and eating constantly has just supersized that boy:D
Task for the month - I must declutter my clothes and get some money for the old stuff!Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Think the spending is done, I do still need a lightshade, lamp and throw but they can wait!
Line drawn, frugality beckons:DMortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Furniture arrived, due to the time taken to build the bed lots of it is still in boxes... hoping it will be finished this evening as I want my life back! The flat is a mess, I can't concentrate in a mess and I have reading for uni coming out of my ears. Also not very sure where all my clothes are and my choices are a bit limited:o
Hoping for NSD today as I have to nip into uni for an hour then volunteering this afternoon so no spending opportunities:DMortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Sure it will all come together soon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
So where was I? Well my bedroom looks nice...:o shame about every other room... I'll get there in the end:D
Still lots of reading to do but that's going to be an ongoing thing.
Payday so £50 OP and rest back to savings, decided against the option where I couldn't OP for two months as it made me go a bit twitchy:rotfl::rotfl:Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Day off today, spending it tidying - just stopped for tea break. Waiting for a mattress delivery and the car is full of stuff for the tip (recycling mainly). It's amazing how much junk I've hung on to, I never used to be like this and I think it's partly to do with the MSE stuff - keep thinking I shall car boot or sell but never do! Clothes not doing so well for me on [EMAIL="eb@y"]eb@y[/EMAIL] since postage became so expensive. Have many bags for the cash for £ place just hope that's easy to do:oMortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Sorry for pouncing, but I saw the word mattress!
How did you decide what mattress to get? Where did you get it from? I've got to get a mattress for the first time, and I'm lost!0 -
I bought a silent night from argo$ it's got springs but a layer of memory foam on top, decision was made as LM bought one a few months back from Mr S (they are cheaper in argo$ at the mo) and it's really comfy but still firmish.
£26 at cash 4 clothes but hate to think how much they cost to buy in the first place... off to pay £20 towards mortgage.Mortgage OP 2025 £7050/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,965
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Hmm okay. Thank you, I hadn't even realised Argos sells mattresses!0
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