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many a mickle...

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Comments

  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I will try and be there at some point, I love Edinburgh in December all the lights and Christmas market.:xmastree:
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • i love the edinburgh christmas market - always puts me in the mood for the season.
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Working again today then home for painting and out later for cocktails:D jings you'd think I was a young thing!
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 98,258 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are young :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 21 months left.
  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lol felt really old working with a couple of young lassies today but feeling better now as LM has fallen asleep on the sofa so I'm watching a film with some wine - he's such a lightweight! :D
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I now have a freshly painted and carpeted bedroom, furniture next week so it's looking a bit like a doss house at the mo - mattress on floor etc...

    Day off uni yesterday so worked it, probably last overtime till next May!

    Payment from topca$h back so another £25 OPed today:D
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Handed in gym cancellation today - have been there for many years but always said it was a luxury I would only keep up if it was cost effective and it's not now:( Still running lots so no intentions of becoming a couch potato but no point paying money for a membership I never use, eventually there will be some extra OPing money but I think it's a 3 month notice period, will try and get some use til then.
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    With your decorating and running I think you'll be ok for a while.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    And the walking Butti - a mile each way to the station and another half mile each way in Glasgow! Lost weight last week and there's a cheap gym on campus:D
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    After discussion with LM the other night we agreed that we'd like to live together :smileyhea but can't at the moment as it isn't practical - too many kids and too few bedrooms - so decided that paying down our mortgages til I finish uni was the right thing to do but I have since found a house needing work and now looking at self build:rotfl::rotfl:. Practical head shall be back on tomorrow:D
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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