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many a mickle...

1103104106108109214

Comments

  • beanielou
    beanielou Posts: 98,276 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Adpoints are good.
    Not so many today though.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 21 months left.
  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Only getting about 100 a week now Beanie :( gone are the 250 weeks when I first started.

    Off to the big city today, got to go register at uni hopefully it won't involve too much standing in queues...
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 98,276 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Same here on adpoints.

    Hope all goes well today :grin:
    B has first class today & our 'friends' paid on time.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 21 months left.
  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It was just a quick visit to pic up card - it opens doors too so working ok:D
    Women said she thought I might get paid by fri but officially monday for me, hope DS enjoys uni.
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Took DS out for dinner - oops that blew the budget a bit but at least he had to converse with me a while ;) Was cheap steak night at local pub:D
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wages and a topca$hback payment today so another £230 off to the mortgage:D

    Day off today so must get cracking on the bedroom, I will get the ceiling painted today... and somehow get all washing and cleaning done too:o
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    You are impressive Skinty. All this overpaying.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Butti, two strategies at play - the first being get rid of mortgage debt asap and the second being that if I finish uni and fail to get uber high paying job and have to stay in the minimum wage one I have now then at least my mortgage payment will be lower over the current term.
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Had very amusing day at work and would like to say that despite my efforts not to take vast sums of money off insane tourists they seem somehow compelled to spend ridiculous amounts at times.. boss in very good mood:D and yes they were older men...

    Off for swim/sauna with LM followed by some food and wine = bliss:love:
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Had a lovely weekend - yummy food, cocktails and wine - but back to reality today... Student loan etc has been paid so that's a relief, another £43 off the mortgage today so now over £1400 in OPs for the year:j:j:j

    Off to uni this afternoon and working most of the week. DS seems to be growing again a whole month after school started:mad: so I think I'll be buying new trousers for him!
    Mortgage OP 2026 £350/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £32,990

    Make £50 a month Jan £20
    Boiler fund £1225/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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