just stoped by police driving borrowed car with no insurance .what will happen

Richie-from-the-Boro

Clioterus wrote: »

I think it should be made clear that you are not covered for commercial vehicles(including car derived vans). I had loads of people tell me they had borrowed friends vans in the past under the same circumstances even the police officer said they caught loads of people this way. If it is such a common issue why are people not made aware of the issue?

You may think / wish / hope / pray for anything you choose. The law is clear it, the licences tells you [there are two, paper and photocard] what you can drive. Each and every licence up to all of the 7 major classes listed on every licence I've ever held since the early 70's, and in my case all 7 major classes. See the list here, the whole of that list is on your licence if you are permitted that class. Each and every person on these Islands is required to know and obey the law or face the consequence and as stated earlier 'Ignorantia juris non excusat'.

Your preferred wish [from someone who does not hold a driving licence I assume] is never going to happen in the real world, its not needed. The law works fine, real world evidence since the current rules were invented on the 1st January 1997 says its ok. The truth of the matter is its an EU rule and has to be compatible across borders. The people who, as you put it, 'borrow vans and are caught by the police' probably know its illegal in the first place, chance their arm and are rightly caught and prosecuted. Either way the two kinds of people who would do that (1) actually know they are not insured or are (2) fools for not checking.

Clioterus

Richie-from-the-Boro wrote: »

You may think / wish / hope / pray for anything you choose. The law is clear it, the licences tells you [there are two, paper and photocard] what you can drive. Each and every licence up to all of the 7 major classes listed on every licence I've ever held since the early 70's, and in my case all 7 major classes. the whole of that list is on your licence if you are permitted that class. Each and every person on these Islands is required to know and obey the law or face the consequence and as stated earlier 'Ignorantia juris non excusat'.

Your preferred wish [from someone who does not hold a driving licence I assume] is never going to happen in the real world, its not needed. The law works fine, real world evidence since the current rules were invented on the 1st January 1997 says its ok. The truth of the matter is its an EU rule and has to be compatible across borders. The people who, as you put it, 'borrow vans and are caught by the police' probably know its illegal in the first place, chance their arm and are rightly caught and prosecuted. Either way the two kinds of people who would do that (1) actually know they are not insured or are (2) fools for not checking.

What has this got to do with a driving licence? You can drive a van with standard licence. I used to believe if you were fully comp you would be covered to drive a van third party clearly I am a fool.

Richie-from-the-Boro

Clioterus wrote: »

What has this got to do with a driving licence? You can drive a van with standard licence. I used to believe if you were fully comp you would be covered to drive a van third party clearly I am a fool.

- that depends on what you very loosely describe as a fool
- the rest my friend depends on what you very loosely describe as a van
- a van class is determined by weight
- a license [C or C1 or D1] class for a van is determined by when you qualified, before of after 1997

A Luton/box van for example could be be driven on a standard car license [Cat B] 3.5 tonnes or less. Whereas a 7.5t van is classed as a truck and will need Category C1 entitlement on their licenses, on that note anyone who has taken their car test since 01/01/1997 will need to take a separate category C1 test to drive that size van, whereas anyone who took their test before 01/01/1997 would be allowed to drive it.

Its a fact for example that even thogh you are allowed to drive a 3,500 kg van from age 17 [16 in the case of a registered disabled] no hire company would allow it until age 21 years.

NOTES01 :

- C - is - Vehicles not exceeding 3,500 kg, with less than 8 seats
- C1 is - Vehicles between 3,500 kg and 7,500 kg
- B1 is - Vehicles with between 9 and 16 passenger seats

NOTES02 :

What has this got to do with a driving licence?

- see the above !

Clioterus

Richie-from-the-Boro wrote: »

- that depends on what you very loosely describe as a fool
- the rest my friend depends on what you very loosely describe as a van
- a van class is determined by weight
- [C or C1 or D1] class for a van is determined by when you qualified, before of after 1997

A Luton/box van for example could be be driven on a standard car license [Cat B] 3.5 tonnes or less. Whereas a 7.5t van is classed as a truck and will need Category C1 entitlement on their licenses, on that note anyone who has taken their car test since 01/01/1997 will need to take a separate category C1 test to drive that size van, whereas anyone who took their test before 01/01/1997 would be allowed to drive it.

Its a fact for example that even thogh you are allowed to drive a 3,500 kg van from age 17 [16 in the case of a registered disabled] no hire company would allow it until age 21 years.

NOTES01 :

- C - is - Vehicles not exceeding 3,500 kg, with less than 8 seats
- C1 is - Vehicles between 3,500 kg and 7,500 kg
- B1 is - Vehicles with between 9 and 16 passenger seats

NOTES02 :



- see the above !

A 7.5 ton van? Are you serious? I don't think there are many people on the road who would class a 7.5 ton truck as a van, but what would I know I'm a fool.

Richie-from-the-Boro

Clioterus wrote: »

A 7.5 ton van? Are you serious? I don't think there are many people on the road who would class a 7.5 ton truck as a van, but what would I know I'm a fool.

I don't think there are many people on the road who would class a 7.5 ton truck as a van

I do .. .. anyone of the millions who qualified for that class prior to 01/01/1997 would assume it to be so, that's what that weight was classed as in Dec 1996. Fortunately even though the designation has changed they would be qualified by license date issue anyway.

- you are on your own now.

Best wishes.

Clioterus

Richie-from-the-Boro wrote: »

I do .. .. anyone of the millions who qualified for that class prior to 01/01/1997 would assume it to be so, that's what that weight was classed as in Dec 1996. Fortunately even though the designation has changed they would be qualified by license date issue anyway.

- you are on your own now.

Best wishes.

Zzzzzzzz anyway back on topic.

brat

studio_two wrote: »

brat wrote:

Off the top of my head, I believe there are stats that say that uninsured drivers are 9 times more likely to be involved in a collision than insured drivers.

Presumably, they collide with other uninsured drivers?

Erm, No.

Why would you think that? :think:

Tilt

Richie-from-the-Boro wrote: »

- that depends on what you very loosely describe as a fool
- the rest my friend depends on what you very loosely describe as a van
- a van class is determined by weight
- a license [C or C1 or D1] class for a van is determined by when you qualified, before of after 1997

A Luton/box van for example could be be driven on a standard car license [Cat B] 3.5 tonnes or less. Whereas a 7.5t van is classed as a truck and will need Category C1 entitlement on their licenses, on that note anyone who has taken their car test since 01/01/1997 will need to take a separate category C1 test to drive that size van, whereas anyone who took their test before 01/01/1997 would be allowed to drive it.

Its a fact for example that even thogh you are allowed to drive a 3,500 kg van from age 17 [16 in the case of a registered disabled] no hire company would allow it until age 21 years.

NOTES01 :

- C - is - Vehicles not exceeding 3,500 kg, with less than 8 seats
- C1 is - Vehicles between 3,500 kg and 7,500 kg
- D1 is - Vehicles with between 9 and 16 passenger seats

NOTES02 :



- see the above !

Fixed that for you.

allan673

i hope they throw the book at you personally.
driving with no insurance is an idiotic thing to do.

Tilt

allan673 wrote: »

i hope they throw the book at you personally.
driving with no insurance is an idiotic thing to do.

They havn't so far. Didn't even seize the car!