Pay ALL your debt off by Xmas 2013

kerri_dfw

Thanks everyone, I think I've just made my friends day by saying he can have the tickets I don't know anyone that watches football, so just chose his team in case it came up. He hates his job, so I think I've put a ray of sunshine over a somewhat cloudy day.

Oh and I just use the MSE forum for comps. I've made myself a little spreadsheet of dailies, which if I use the usb mouse I can complete them in about 10 mins, and I've also bookmarked which page tomorrows comps start from and work my way through those only entering the ones I want to win though as there are quite a few.

eddi

A whole 24 hours away from the thread and only a mere 4 & 1/2 pages to catch up with! :eek: What is the world coming to?? :rotfl:

kerri_dfw wrote: »

Ooh first competition win, just won football tickets I chose a team my friend like so he can have them, I'm sure he'll be quite pleased with those.

Yay. Well done. :T Hopefully there'll be lots more. I've had a few decent comp wins the last couple of years - the best was a weekend for myself and the other half at a cookery school in Ireland and a little compact camera (which served as a marvellous Crimbo pressie for my sister who ruined her brand new camera by dropping it in the sand on holiday having never used it!).

I've never used the comping board on the forum as it confuses me a bit on how to keep track.

clarissa_D

kerri_dfw wrote: »

Thanks everyone, I think I've just made my friends day by saying he can have the tickets I don't know anyone that watches football, so just chose his team in case it came up. He hates his job, so I think I've put a ray of sunshine over a somewhat cloudy day.

Oh and I just use the MSE forum for comps. I've made myself a little spreadsheet of dailies, which if I use the usb mouse I can complete them in about 10 mins, and I've also bookmarked which page tomorrows comps start from and work my way through those only entering the ones I want to win though as there are quite a few.

Aww how sweet :T

whitecup

Hi everyone

I'm totally new to this website but have really enjoyed reading all your motivating posts. I have a Barclaycard credit card that I'm DESPERATE to shed this year..... could I possibly join you all. I currently have £5600 to pay off. Eeeeeeek. I really need to start making big overpayments as the interest is killing me and I'm just getting nowhere.

Ebay here I come..... xxxxx

SpagBol

HelenPie wrote: »

Ooh, Spag Bol, look how close you are to 750 posts - isn't that when you get your next star :staradmin ?

REALLY?! Woo hoo!! :j:j

jakes-mum wrote: »

*cough*

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> http://forums.moneysavingexpert.com/forumdisplay.php?f=72

Congrats Kerri :j:j love those WEM's

What's a WEM when it's at home?

whitecup wrote: »

Hi everyone

I'm totally new to this website but have really enjoyed reading all your motivating posts. I have a Barclaycard credit card that I'm DESPERATE to shed this year..... could I possibly join you all. I currently have £5600 to pay off. Eeeeeeek. I really need to start making big overpayments as the interest is killing me and I'm just getting nowhere.

Ebay here I come..... xxxxx

Hi whitecup :wave: welcome to MSE and the thread! You are #123 I will update the front page later today

whitecup

Thank you so much... I wish it was as easy as '123' xx

SpagBol

whitecup wrote: »

Thank you so much... I wish it was as easy as '123' xx

:rotfl: You and me both :rotfl:

SpagBol

Right...confession time...

We booked our holiday this year (DH got me drunk if you remember :eek:) and I had £700 sitting on an interest paying CC from that and Xmas overspending which I have been chipping away at but not declaring. DH's freelance payment has been delayed so I have transferred the money to a 0% CC

I am now adjusting my total to £45k :mad: but it is all 0% and I can start chipping away at the next one which runs out in March.

affordmylife

obviously ive subscribed to this thread. so i go straight to it and then i click on view first unread and it takes me to the last comment i read. its perfect.

nothing to report except i still havent spent anything yet this year (apart from food which is once a week) so im pretty happy with that.

hope you are all ok xx

SpagBol

affordmylife wrote: »

obviously ive subscribed to this thread. so i go straight to it and then i click on view first unread and it takes me to the last comment i read. its perfect.

nothing to report except i still havent spent anything yet this year (apart from food which is once a week) so im pretty happy with that.

hope you are all ok xx

Well done with the no spending, I have done a weekly shop, a small top up shop and a visit to soft play. Not doing well at all

Next week (from Sunday) we are going booze free for a month until Valentines day :T Should save us a small fortune! :rotfl: