Pay ALL your debt off by Xmas 2013

SpagBol

nomi01 wrote: »

SPAGBOL/HIS MISSUS
I only have about £130 in the pot right now and my plan was to put it towards xmas.
I think I had a bit of a wobble after an extremely expensive weekend away and when I got home I paniced a bit.
I now realise its payday next week and I should be able to leave the saving pot alone.
I really need to be a bit more dedicated to saving money.
Also, I am about to start a month of night shifts so that should boost the funds a bit.
:j

I would keep that for Xmas then, at least pressie costs will be taken care of in December! If you had saved £500 or something I would have said pay some off but £130 seems a reasonable pot to have. I wish we had one!

kerri_dfw

Nomi, why not start buying your xmas pressies in the sales when they come up? You can get some real bargains that way, and as you have the funds in the pot it won't come out of your monthly budget.

Spagbol, how long have you got left until baby arrives now?

SpagBol

kerri_dfw wrote: »

Nomi, why not start buying your xmas pressies in the sales when they come up? You can get some real bargains that way, and as you have the funds in the pot it won't come out of your monthly budget.

Spagbol, how long have you got left until baby arrives now?

Only 12 weeks :eek: Not ready at all!!

SpagBol

Have spent £3k on a car We won't have paid anything off by xmas at this rate. Now we are £5k behind on last year

kerri_dfw

SpagBol wrote: »

Only 12 weeks :eek: Not ready at all!!

Aw you'll be fine Have you seen there's a pregnancy thread on here?

nomi01

I have usually got a start on xmas already but I am really disorganised this year.
I will be doing some home made gifts for family but I have'nt got anything for the kids yet:o
I will make my girls a few home made pieces and I put a craft box and art supplies together each year but to be honest, they don't know what they want this year and it is their birthday next month.
I will keep the savings pot til xmas I think.

SpagBol

kerri_dfw wrote: »

Aw you'll be fine Have you seen there's a pregnancy thread on here?

No I haven't but I can't see that I'd have any time to go on it anyway!! I used a lovely forum when pg with 1 and 2, it sadly closed down but it was very useful and lovely to meet other women that were pg as I was one of the first of my friends to have children. This time I am at the same stage as one of my best friends so I have a good natter with her about whooping cough vaccines and swollen ankles which is lovely

SpagBol

kerri_dfw wrote: »

Aw you'll be fine Have you seen there's a pregnancy thread on here?

At least my new car has Isofix! How posh! :rotfl::rotfl:

amr547

its payday nearly!!!

did i say we're staying put until feb? there's just nothing to rent here ATM. and it seems silly to stress myself out month to month cos i can't find anything suitable. we have permission to go any time before end of our agreement so if something comes up there's nothing stoppign us frmo going.

SpagBol

amr547 wrote: »

its payday nearly!!!

did i say we're staying put until feb? there's just nothing to rent here ATM. and it seems silly to stress myself out month to month cos i can't find anything suitable. we have permission to go any time before end of our agreement so if something comes up there's nothing stoppign us frmo going.

It's my payday today! All gone already!! :eek::mad: I have put the correct amount aside for monthly minimum payments so that's ok but we can't overpay for ages now thanks to sodding car

Hope a good new property comes on the market soon!