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Pay ALL your debt off by Xmas 2013

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Comments

  • Your son gets £100 a month in pocket money? :eek:

    I don't have that much, to spend on myself. :(
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    arrrrgh hope they manage to fix my hot water tomorrow. any idea why my water might go hot then freezing cold and repeat in the shower?? dunno if it does it on the taps as i havent been using it...
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    amr547 wrote: »
    arrrrgh hope they manage to fix my hot water tomorrow. any idea why my water might go hot then freezing cold and repeat in the shower?? dunno if it does it on the taps as i havent been using it...
    It does that to my OH when I turn on the cold tap in the kitchen on purpose ;) used to do it to my housemates all the time at uni when they annoyed me hahaha :rotfl::rotfl::rotfl:
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Congrats to Kate and Wills :j:j:j Baby boys are ace! :T Now I just need to know what the name will be so I can get on with our names shortlist :D
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Spagbol, I've just seen on the save 12k in 2013 thread that there is a form and a google doc and people update the form to report in, then the person running it updates the doc later on....might be worth looking into for when small person arrives as might save you some time?
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    kerri_dfw wrote: »
    Spagbol, I've just seen on the save 12k in 2013 thread that there is a form and a google doc and people update the form to report in, then the person running it updates the doc later on....might be worth looking into for when small person arrives as might save you some time?

    Thanks Kerri I will have a look...I am not very technically gifted so I have to confess to being mystified at this :rotfl::rotfl:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • eddi
    eddi Posts: 274 Forumite
    kerri_dfw wrote: »
    Put it in a box of water, then in the freezer. That way you have to wait hours before you can buy anything and you know that it's definitely an emergency :)

    OH is being vile these past 24hrs, no idea what is wrong with him but he's really not being nice. The latest is that he's annoyed with me because I didn't offer to help him make his salad for lunch tomorrow...it's not MY salad!!!

    I would genuinely never have thought of freezing a credit card in a block! :)

    :rotfl: at getting agro for not participating in salad lunch preparation. I feel this one of lifes minor setbacks really - unless you are a salad supremo in which case his annoyance is probably justified :rotfl:
  • mummy2threeboys
    mummy2threeboys Posts: 1,009 Forumite
    Part of the Furniture 500 Posts
    Quick check in

    heres my current debt as of today Starting £6971.00 Now £3713.73 Paid off £3257.27 Start of year was £5012..so have paid off 47% off my debt? and 36% off the 5012 total since jan..

    #77 so £1755 from 5k = £776 and 36%
    Thanks
    Compers challenge 27/70
    £1805/2018
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    Kerri - maybe OH is feeling overlooked with bump on the way, you know what men can be like!

    eddi - salad supremo - made me laugh. I might use that next time I'm grumping about always making the lunches for us.. "I'm not a salad supremo you know, you could make lunch for a change!"
  • Bedsit_Bob wrote: »
    Your son gets £100 a month in pocket money? :eek:

    I don't have that much, to spend on myself. :(

    But Bedsit Bob look at how much debt i still have :eek:, perhaps if i stopped giving it to him i could be nearly debt free like you are.

    It's a question i ask myself all the time, how committed am i really to paying this debt off verses still having treats and enjoying life?

    Is it easier to pay off debt when you don't have any kids?
    Emergency Fund £0/£500
    £365 in 365 Days #18 £520/£520
    £2.00 Savers Club 2017 #11 £300/£300
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