Pay ALL your debt off by Xmas 2013

SpagBol

youknowwho wrote: »

thank you very much. I'm being a bit think here and don't quite understand how our allocated numbers work??? so I will be 102? what does it mean :rotfl:

It is for you to post with each update so that I can see your number and update the spreadsheet easily so you post large and in a different colour to make it stand out

#102 £100 / £5000

and I can find you easily on my spreadsheet

rubywhatashmoo

Well my productive day didn't quite go to plan - I've only been awake for half an hour!

Welcome (again!) to all the new newbies that joined while I was in the land of nod

I was looking into moving OH's OD onto a CC to try and get rid of it - there are a couple in this weeks MSE email - either 0% for 23 months but 4% BT fee, or 6.9% for life of balance for 1.5% fee (I think - I was reading this last night at work and have slept since then!) so if your sums work out it might be worth it (not sure it is for us as OH's bank still seem to think he is a student so he doesn't get charged very much at all - or so he says! :rotfl:)

Anyway, only a couple of hours left until fleabay stuff finishes! It's been ages since I've sold anything on there it's quite exciting now clearing out more junk and getting paid for it!! :A

XSpender

I couldn't resist paying a little bit more off the beast today. I have paid another £30 into the ISA made up of £20 my DMIL knocked off the money I give her for looking after DS as she hadn't had him as much due to Christmas and £10 from my 'save the change' that had accumalated in my LTS* account.

Grand total now at:

#82 £2116/£18064

DS put my phone in my cuppa and has broke it but I have found out I can still get £45 for it even though it is fried. I am due an upgrade next month so am using DH phone until then. DH has just upgraded on a cheaper tariff and is raising the cost of his new phone from ebaying his audio equipment.

rubywhatashmoo

£45 for a tea soaked phone is really good! What kind of phone is it?

amr547

feeling a bit down today and i've got stomach ache not been taking my ibs tablets so only got myself to blame really!

feels like things are moving sooo slowly. i've got a 2500 word essay to do for my OU course but REALLY can't be bothered!

mumsiemum

amr547 wrote: »

feeling a bit down today and i've got stomach ache not been taking my ibs tablets so only got myself to blame really!

feels like things are moving sooo slowly. i've got a 2500 word essay to do for my OU course but REALLY can't be bothered!

It's tough to get started on something if you are not well. I hope you feel better soon. Why not just do an essay plan first? What's it about?

MM

Winnie_in_Pooh

Hi everyone!

Sorry I've been AWOL for a few days, work gets stupidly busy during tax return season!

Anyway, I've done some sums and our actual outstanding balance is not the meagre £15,000 I estimated. Its a gobsmackingly huge £19,362 :eek: so please could you adjust my target SpagBol?

On a brighter note, yesterday I cleared an overdraft :j and paid £1 to a credit card making my totals now:-

#058 - £316.52/£19,362 - 1.6%

Happy new year everyone onwards and upwards!

Win x

amr547

mumsiemum wrote: »

It's tough to get started on something if you are not well. I hope you feel better soon. Why not just do an essay plan first? What's it about?

MM

haven't finished the reading yet, lol! it's on tanzania and its dependence on aid, and how it relates to the national accounting framework. massive yawn!

just did some exercise and now i'm going to try and read some of the book. one page at a time :T

youknowwho

SpagBol wrote: »

It is for you to post with each update so that I can see your number and update the spreadsheet easily so you post large and in a different colour to make it stand out

#102 £100 / £5000

and I can find you easily on my spreadsheet

Thank you muchly! I'm looking forward to finally getting rid of it this year!!

jakes-mum

*\o/* *\o/* DS back to school in the morning *\o/* *\o/*

umm I mean . . . oh sorrow, how will I cope, Ds back to school tomorrow *sob* my world doth endeth :rotfl:

Seriously, the child has been driving me up the wall :rotfl: he's like a caged animal, he's feeling all grown up as for the first time he was allowed to take the bus with his mates to town, unfortunately they did decoide to go at 3pm so after a 30 minute journey only actually got an hour there :rotfl:. DD not back till tuesday and as she was off for 2 weeks before school broke up shes totally climbing the walls and is NOT impressed DS gets to go have 'fun' tomorrow while she has to stay home and be bored (he does not see it quite the same way surprisingly )

No payments today, really need to see if I have anything I can fleabay as im getting the itches not having anything up :eek: