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Pay ALL your debt off by Xmas 2013

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  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    i've said it before, i'll say it again. it is weird not having payments going out for debts:rotfl: we have just bought some gig tickets :j it feels nice being able to buy stuff without thinking am i gonna be able to afford everythign else???

    just wish the weather would perk up!
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    SpagBol wrote: »
    Well done everyone :T:T (except me I haven't contributed at all :rotfl::rotfl::rotfl:)

    In June you all paid off:

    £32,283.05

    More than last month!!

    :T:j:T:j:beer:

    That's an amazing amount. More than £1000 per day between us :D
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    32b3in2013 wrote: »
    That's an amazing amount. More than £1000 per day between us :D

    That's a great way of looking at it!
    :rotfl::rotfl: his missus poor hubby! :rotfl:

    Thanks for the suggestion spagbol I did try training for the 5k that goes this weekend, but things kept coming up/I kept losing my motivation. I may stop by the running shop at the weekend to see about a new pair of trainers. I am just nothing like fit enough to go running with a group yet!

    I bet they will say different, give your local group a ring and ask if they will accept beginners. If you want to start on your own (and I did) just plan out a 2 mile route and run as much as you can then walk and repeat this until the end. Then keep doing that route until you can run the whole lot. It is amazing how you improve, I found it totally addictive :) Then plan a 3 mile route and so on. Once you get to 5 or 6 miles you will feel AMAZING and the endorphin rush after about an hour of running is wonderful! :)

    Can you tell I miss it?! :rotfl::rotfl:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • suzitiger
    suzitiger Posts: 947 Forumite
    his_missus wrote: »
    :eek:I am not, I repeat, NOT preggers! It's someone else on the thread beginning with H but it's not me:eek:Maybe Helenpie?
    I did get a little kitten though :p

    Suzi, hopefully the new job will help you gey back on track

    Pahahaha I am so SORRY!! I think I must have just seen Kerri's post about it, yes it was HelenPie I meant :rotfl:
    kerri_dfw wrote: »
    LOL it was me that got it wrong and said you not HelenPie, but I like how the rumour is spreading :p
    You trouble-maker you.. :p
    And congrats, excited for you :j
    amr547 wrote: »
    i've said it before, i'll say it again. it is weird not having payments going out for debts:rotfl: we have just bought some gig tickets :j
    Wooooo how nice, I can't wait for this to be the same in my life :D
    Don't turn a slip up into a give up:D
    *NSD Challenge Nov 0/10* *£10 a day challenge Nov £0/£300*
    No buying unnecessary toiletries challenge-in it for the long haul
    :D

  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :rotfl::rotfl: his missus poor hubby! :rotfl:

    Thanks for the suggestion spagbol I did try training for the 5k that goes this weekend, but things kept coming up/I kept losing my motivation. I may stop by the running shop at the weekend to see about a new pair of trainers. I am just nothing like fit enough to go running with a group yet!

    I downloaded a podcast to help me train for the race for life. It's called "ease into 5k" and basically it's interval training. You start with a warm up then you run for 60secs, walk for 90secs etc. each session is about 30-40mins long and you gradually over 8weeks build up to running longer and only having short walking breaks. It really helped me when I was running on my own. I got a really good time (for me) in the RFL and I've signed up for a 5k in September and a 10k in November and (I must be mad) I'm actually looking forward to them ;)
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    starnac wrote: »
    I downloaded a podcast to help me train for the race for life. It's called "ease into 5k" and basically it's interval training. You start with a warm up then you run for 60secs, walk for 90secs etc. each session is about 30-40mins long and you gradually over 8weeks build up to running longer and only having short walking breaks. It really helped me when I was running on my own. I got a really good time (for me) in the RFL and I've signed up for a 5k in September and a 10k in November and (I must be mad) I'm actually looking forward to them ;)

    I may do this soon. Actually ran for 5 whole minutes in the gym yesterday! Sounds silly but I can tell my fitness is improving! :j
    In debt no more!
  • braddy970
    braddy970 Posts: 271 Forumite
    Hi all #133, sorry I had an even longer gap since posting last time lol, I have been very busy with the steam fairs and lots of covers at work lol I have made my DD payments and overpayments making my new total...
    47.24% / 100%
    £3474.70 / £7354.26 x
    The 1% Challenge #76 - Debt 1 = £620 - 1% = £6.20 - 4.3%
    Debt 2 = £1600- 1% = £16 - 0%
    Debt 3 = £1012 - 1% = £10.12 0%

    Pay all your debt by Xmas 2016 #130- £465.86/£7636.46 - 6.1 %
    Make £10 a day ~ Jan £182.49, Feb £373.65
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Loubie_lou it def works. I found it easier to keep running knowing that a walk interval would be coming up soon. My fitness has really improved too
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    starnac wrote: »
    I downloaded a podcast to help me train for the race for life. It's called "ease into 5k" and basically it's interval training. You start with a warm up then you run for 60secs, walk for 90secs etc. each session is about 30-40mins long and you gradually over 8weeks build up to running longer and only having short walking breaks. It really helped me when I was running on my own. I got a really good time (for me) in the RFL and I've signed up for a 5k in September and a 10k in November and (I must be mad) I'm actually looking forward to them ;)

    Yeah I downloaded the C25K one (even bought a second hand iPod to listen to it on, then discovered my phone plays podcasts D'oh!) it was very helpful, but I made it up to week 2, and haven't done any more!
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Mum has been again to visit my aunt who had the stroke, and I was hoping to hear she was making a great recovery, but the long term effects are just horrible, and it's a lot more of a battle than I realised. She's been moved to a rehabilitation ward for the time being while she works on her memory and motability, but they do think she will be able to make it out in a months time. I'm going up for a visit at the end of the month, and will be on the look out for little games/crafts I can take to help her recover.

    I definitely think I'm going to take up running or badminton, I need to get a bit more active. My Mum has 3 sisters; she and two of her sisters have now had serious blood clots, and it's a wake up call to the rest of us!
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