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Pay ALL your debt off by Xmas 2013
Comments
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Spagbol can i amend my target please?
I'm biting the bullet and going to include my car on my total. It means i wont clear everything by December but atleast it's a true reflection of what i owe.
So £2300/£5000 + £0/£5000 = #146 £2300/£10,000 23%
Booo things look worse now!:rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/150 -
Another £250 off for me
#4 £3695/£7345:D:D:D:D:D:D
Went to the gym for the first time in years on Sunday...............let's hope it lasts!!!In debt no more!0 -
Well if I take off my sofas, my new total and target is:
:j:j£2,783 / £2,950!:j:j
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Another little bit but enough to cut but my mbna card - Nat West next.
No 113
834 /6373Debt Free by 2016
NUMBER 46 £2613/£7324
CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
Mortgage £11,000 :j0 -
Another little bit but enough to cut but my mbna card - Nat West next.
No 113
834 /6373
Did it again as I forgot to make it big :jDebt Free by 2016
NUMBER 46 £2613/£7324
CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
Mortgage £11,000 :j0 -
Congrats to you Spagbol on your good news!
Please can you change my total, as it has increased slightly. My DH went on a stag weekend to Amsterdam and his 'emergency only' credit card got used on non-emergencies!!
#138 £1,265.47/£8,932.22 14.17%
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Spag - Happy to update the front page too if you know how to set it up that I can!
Kerri nice bonus! I wouldn't worry about having a new debt total now, as if it's tied up in stock, it counts as business assets, which is basically just money that's yet to be freed up.
amr you're so close to being debt free, you must be getting really excited!
Had such a stressful day today; my fuel light came on yesterday and I thought I'd top up this morning but my car wouldn't start. Fuel light had only come on 5 miles earlier, but I walked to the petrol station, picked up a fuel jerry and fuel (£12), topped up the car just to be sure, and still got nothing. Figured it was probably the battery, but I was running late for work, so decided to get a taxi in (expensive). I was able to get a jump from my housemate this evening, but feel it's been such a waste of money today! At least I now have a jerry can if I need it... My manager was going to drive us to a site meeting on Thursday, but I'm thinking I might ask if I can drive instead to give the car a long journey (that won't hurt my pockets).
On the plus side, it's pay day today :T but I'm too worn out to update my spreadsheet just now, so I'll update tomorrow...0 -
blackberrycurved wrote: »Another little bit but enough to cut but my mbna card - Nat West next.
No 113
834 /6373
Well done on clearing the card and cutting it up! :jbathyboots wrote: »Congrats to you Spagbol on your good news!
Please can you change my total, as it has increased slightly. My DH went on a stag weekend to Amsterdam and his 'emergency only' credit card got used on non-emergencies!!
#138 £1,265.47/£8,932.22 14.17%
Aw thanksGlad it isn't just my hubby that struggles with the definition of "emergency" :rotfl:
minicooper272 wrote: »Spag - Happy to update the front page too if you know how to set it up that I can!
Kerri nice bonus! I wouldn't worry about having a new debt total now, as if it's tied up in stock, it counts as business assets, which is basically just money that's yet to be freed up.
amr you're so close to being debt free, you must be getting really excited!
Had such a stressful day today; my fuel light came on yesterday and I thought I'd top up this morning but my car wouldn't start. Fuel light had only come on 5 miles earlier, but I walked to the petrol station, picked up a fuel jerry and fuel (£12), topped up the car just to be sure, and still got nothing. Figured it was probably the battery, but I was running late for work, so decided to get a taxi in (expensive). I was able to get a jump from my housemate this evening, but feel it's been such a waste of money today! At least I now have a jerry can if I need it... My manager was going to drive us to a site meeting on Thursday, but I'm thinking I might ask if I can drive instead to give the car a long journey (that won't hurt my pockets).
On the plus side, it's pay day today :T but I'm too worn out to update my spreadsheet just now, so I'll update tomorrow...
Thanks minicooper, nearer the time we can set up "thread 2" and you can start it so you can edit it and I will email you the spreadsheet. It is fairly easy to maintain but uploading it is a bit fiddly! Sorry to hear about the car, what a painDMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:0 -
I have had a DD come out:
#002 £1,891 / £45,000 4.20%
:j
I will update the April total a bit later after the school run!DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:0 -
minicooper272 wrote: »Spag - Happy to update the front page too if you know how to set it up that I can!
Kerri nice bonus! I wouldn't worry about having a new debt total now, as if it's tied up in stock, it counts as business assets, which is basically just money that's yet to be freed up.
amr you're so close to being debt free, you must be getting really excited!
Had such a stressful day today; my fuel light came on yesterday and I thought I'd top up this morning but my car wouldn't start. Fuel light had only come on 5 miles earlier, but I walked to the petrol station, picked up a fuel jerry and fuel (£12), topped up the car just to be sure, and still got nothing. Figured it was probably the battery, but I was running late for work, so decided to get a taxi in (expensive). I was able to get a jump from my housemate this evening, but feel it's been such a waste of money today! At least I now have a jerry can if I need it... My manager was going to drive us to a site meeting on Thursday, but I'm thinking I might ask if I can drive instead to give the car a long journey (that won't hurt my pockets).
On the plus side, it's pay day today :T but I'm too worn out to update my spreadsheet just now, so I'll update tomorrow...thank you, that's made me feel tonnes better I best just get on and sell it all now then I'll definitely be debt free!
Sorry to hear about the caris a new battery really expensive? They get a bit fussy when it's cold weather don't they, grrr.
Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0
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