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Pay ALL your debt off by Xmas 2013

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Comments

  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    edited 30 April 2013 at 2:41PM
    Spagbol can i amend my target please?

    I'm biting the bullet and going to include my car on my total. It means i wont clear everything by December but atleast it's a true reflection of what i owe.

    So £2300/£5000 + £0/£5000 = #146 £2300/£10,000 23%

    Booo things look worse now!
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Another £250 off for me :D

    #4 £3695/£7345

    :D:D:D:D:D:D:D

    Went to the gym for the first time in years on Sunday...............let's hope it lasts!!!
    In debt no more!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Well if I take off my sofas, my new total and target is:

    :j:j£2,783 / £2,950!:j:j
  • Another little bit but enough to cut but my mbna card - Nat West next.

    No 113

    834 /6373
    Debt Free by 2016
    NUMBER 46 £2613/£7324


    CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
    Mortgage £11,000 :j
  • Another little bit but enough to cut but my mbna card - Nat West next.

    No 113

    834 /6373


    Did it again as I forgot to make it big :j
    Debt Free by 2016
    NUMBER 46 £2613/£7324


    CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
    Mortgage £11,000 :j
  • bathyboots
    bathyboots Posts: 68 Forumite
    Congrats to you Spagbol on your good news!

    Please can you change my total, as it has increased slightly. My DH went on a stag weekend to Amsterdam and his 'emergency only' credit card got used on non-emergencies!!

    #138 £1,265.47/£8,932.22 14.17%

  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Spag - Happy to update the front page too if you know how to set it up that I can!

    Kerri nice bonus! I wouldn't worry about having a new debt total now, as if it's tied up in stock, it counts as business assets, which is basically just money that's yet to be freed up.

    amr you're so close to being debt free, you must be getting really excited!

    Had such a stressful day today; my fuel light came on yesterday and I thought I'd top up this morning but my car wouldn't start. Fuel light had only come on 5 miles earlier, but I walked to the petrol station, picked up a fuel jerry and fuel (£12), topped up the car just to be sure, and still got nothing. Figured it was probably the battery, but I was running late for work, so decided to get a taxi in (expensive). I was able to get a jump from my housemate this evening, but feel it's been such a waste of money today! At least I now have a jerry can if I need it... My manager was going to drive us to a site meeting on Thursday, but I'm thinking I might ask if I can drive instead to give the car a long journey (that won't hurt my pockets).

    On the plus side, it's pay day today :T but I'm too worn out to update my spreadsheet just now, so I'll update tomorrow...
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Another little bit but enough to cut but my mbna card - Nat West next.

    No 113

    834 /6373

    Well done on clearing the card and cutting it up! :j
    bathyboots wrote: »
    Congrats to you Spagbol on your good news!

    Please can you change my total, as it has increased slightly. My DH went on a stag weekend to Amsterdam and his 'emergency only' credit card got used on non-emergencies!!

    #138 £1,265.47/£8,932.22 14.17%


    Aw thanks :) Glad it isn't just my hubby that struggles with the definition of "emergency" :rotfl:
    Spag - Happy to update the front page too if you know how to set it up that I can!

    Kerri nice bonus! I wouldn't worry about having a new debt total now, as if it's tied up in stock, it counts as business assets, which is basically just money that's yet to be freed up.

    amr you're so close to being debt free, you must be getting really excited!

    Had such a stressful day today; my fuel light came on yesterday and I thought I'd top up this morning but my car wouldn't start. Fuel light had only come on 5 miles earlier, but I walked to the petrol station, picked up a fuel jerry and fuel (£12), topped up the car just to be sure, and still got nothing. Figured it was probably the battery, but I was running late for work, so decided to get a taxi in (expensive). I was able to get a jump from my housemate this evening, but feel it's been such a waste of money today! At least I now have a jerry can if I need it... My manager was going to drive us to a site meeting on Thursday, but I'm thinking I might ask if I can drive instead to give the car a long journey (that won't hurt my pockets).

    On the plus side, it's pay day today :T but I'm too worn out to update my spreadsheet just now, so I'll update tomorrow...

    Thanks minicooper, nearer the time we can set up "thread 2" and you can start it so you can edit it and I will email you the spreadsheet. It is fairly easy to maintain but uploading it is a bit fiddly! Sorry to hear about the car, what a pain :(
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    I have had a DD come out:

    #002 £1,891 / £45,000 4.20%

    :j

    I will update the April total a bit later after the school run!
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Spag - Happy to update the front page too if you know how to set it up that I can!

    Kerri nice bonus! I wouldn't worry about having a new debt total now, as if it's tied up in stock, it counts as business assets, which is basically just money that's yet to be freed up.

    amr you're so close to being debt free, you must be getting really excited!

    Had such a stressful day today; my fuel light came on yesterday and I thought I'd top up this morning but my car wouldn't start. Fuel light had only come on 5 miles earlier, but I walked to the petrol station, picked up a fuel jerry and fuel (£12), topped up the car just to be sure, and still got nothing. Figured it was probably the battery, but I was running late for work, so decided to get a taxi in (expensive). I was able to get a jump from my housemate this evening, but feel it's been such a waste of money today! At least I now have a jerry can if I need it... My manager was going to drive us to a site meeting on Thursday, but I'm thinking I might ask if I can drive instead to give the car a long journey (that won't hurt my pockets).

    On the plus side, it's pay day today :T but I'm too worn out to update my spreadsheet just now, so I'll update tomorrow...
    What a lovely way of thinking about things :) thank you, that's made me feel tonnes better I best just get on and sell it all now then I'll definitely be debt free!

    Sorry to hear about the car :( is a new battery really expensive? They get a bit fussy when it's cold weather don't they, grrr.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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