Pay ALL your debt off by Xmas 2013

utopiah

Hi all
cashed up my loose change tin today. I have paid some of it of the cc but still need to take more to the bank, it was abit too heavy to carry all at once. I had a grand total of £159!!! Also dd for one cc came out today. i have listed loads on ebay have had a few sales this weekend so need to post items and transfer money from paypal to cc. Have sold a book on amazon and have £157 tracked in quidco. I now have £700 to clear off a cc as the 0% finishes this month. I really don't want to do another balance transfer so will try nd pay off quickly to minimise interest. My remaining debt is also 0% until end of august. I cant believe i've paid over £1000 off already.
#86 £1146.82/£4500

SpagBol

orangeade wrote: »

hi im new to this site , i have got a target to be debt free by december 2013

Hi Orangeade :wave: you are #150 let me know how much you want to pay off and I'll update the front page

SpagBol

angelbob wrote: »

Zapper was annoying me, so i music magpied tonight and raised £90 from old dvds and games, so hopefully that comes through soonish.
I was such a hoarder but slowly getting rid and making money in the process.
xx

Wow £90 is great!

utopiah wrote: »

Hi all
cashed up my loose change tin today. I have paid some of it of the cc but still need to take more to the bank, it was abit too heavy to carry all at once. I had a grand total of £159!!! Also dd for one cc came out today. i have listed loads on ebay have had a few sales this weekend so need to post items and transfer money from paypal to cc. Have sold a book on amazon and have £157 tracked in quidco. I now have £700 to clear off a cc as the 0% finishes this month. I really don't want to do another balance transfer so will try nd pay off quickly to minimise interest. My remaining debt is also 0% until end of august. I cant believe i've paid over £1000 off already.
#86 £1146.82/£4500

And over 25% :j:j

Well done to 32b3in2013 for getting over 25% too :j:j

SpagBol

Sorry, sorry, sorry, sorry!!

It is all go Chez Spag at the moment, not only do we have grandma's funeral this week but DS1 is having all sorts of bother at school so I'm spending all my time worrying about various things.

I am still updating my spreadsheet please keep updating everyone

LunaLady

SpagBol wrote: »

It is all go Chez Spag at the moment, not only do we have grandma's funeral this week but DS1 is having all sorts of bother at school so I'm spending all my time worrying about various things.

I hope your DS is okay Spag, and the funeral goes as well as it can.

SpagBol

LunaLady wrote: »

I hope your DS is okay Spag, and the funeral goes as well as it can.

Thanks LunaLady

kerri_dfw

Hi everyone, sorry I haven't been around lately. I have had a brainwave ideal about a business I can setup and I have started putting it into place website is all ready to go, and I've worked out all my costs etc. The only problem was the capital for the stock, so I've spent the past week sorting through 7 boxes of stuff marked "for fleabay" for the past 11 months. At the weekend I spent my time photographing 4 boxes of the stuff, then I edited all 190+ photos!!!!
Given that I can only list 100 things a month at 99p this might take some time! However, the money will go towards paying off the cc first, then it will go towards stock

I have also spoken to the OH and he has said that I should use whatever money is left in our joint account to pay off the cc quicker, even if this means having to dip onto the cc as an emergency. This should save us £100+ each month in interest and we'll eventually just bring down the amount we use on the cc. What do people think about this idea?

Spagbol, I hope everything goes as well as it can and your DS gets through the rough patch at school ok xx

SpagBol

kerri_dfw wrote: »

Hi everyone, sorry I haven't been around lately. I have had a brainwave ideal about a business I can setup and I have started putting it into place website is all ready to go, and I've worked out all my costs etc. The only problem was the capital for the stock, so I've spent the past week sorting through 7 boxes of stuff marked "for fleabay" for the past 11 months. At the weekend I spent my time photographing 4 boxes of the stuff, then I edited all 190+ photos!!!!
Given that I can only list 100 things a month at 99p this might take some time! However, the money will go towards paying off the cc first, then it will go towards stock

I have also spoken to the OH and he has said that I should use whatever money is left in our joint account to pay off the cc quicker, even if this means having to dip onto the cc as an emergency. This should save us £100+ each month in interest and we'll eventually just bring down the amount we use on the cc. What do people think about this idea?

Spagbol, I hope everything goes as well as it can and your DS gets through the rough patch at school ok xx

Thanks Kerri

Let us know when the website is live, how exciting! Yes I would pay it off, no point paying interest on it!

NewLeaf_2

Hi SpagBol sorry to hear about your family sorrow. I thought something was amiss since you haven't been updating.

Sending hugs to you and your family!

NewLeaf_2

003 :j Newleaf £3100.00 / £40000.00