Pay ALL your debt off by Xmas 2013

kerri_dfw

Right, I've decided I want to pay off 10% each month minimum. Although I would like the debt gone in 6 months if possible...but I have interest to contest with and cannot afford to pay off the entire card each month and then use that as payment as that's how I got in the doo-doo in the first place...hmmm so that would mean I have to pay...errr...£220.70 each month.
Hmm that's fairly doable I think, although what is that if I then take into account they are charging me £100 in interesst!!!!!

amr547

kerri_dfw wrote: »

Right, I've decided I want to pay off 10% each month minimum. Although I would like the debt gone in 6 months if possible...but I have interest to contest with and cannot afford to pay off the entire card each month and then use that as payment as that's how I got in the doo-doo in the first place...hmmm so that would mean I have to pay...errr...£220.70 each month.
Hmm that's fairly doable I think, although what is that if I then take into account they are charging me £100 in interesst!!!!!

we have paid 10% ish already and it's only the first month :T we want to get it all done by august but we will see how it goes.

you can do it!!! :j

amr547

it's still A WEEK until pay day!!!

minicooper272

What a day! Missed a training session this afternoon when the boiler at work overheated/blew up, and the fire alarm went off. Had to wait 1hr in -2 while the fire brigade attended, then there was no heating/hot water for the rest of the afternoon, then the network went down. I had no work printed off though, because the printers broke down too.

I've decided to buy a dehumidifier and take the money from my debt totals. It won't affect my debt free day, so I've no excuse to not put my health up there a bit. Only 2 weeks to pay day! Although I'm sure that must be wrong, and all calendars in the world have simultaneously slipped behind...

NewLeaf_2

003 :j Newleaf £650.00 / £40000.00

affordmylife

i get paid at midnight tonight. i literally cannot wait. i might stay up and make my payments lol x

kerri_dfw

I hate you all with your 1 week until payday. I have to wait a fortnight until I get paid!!!
Although, I hate you less as OH and I get paid each week from our joint account (personal money spends each week) so PayDay now means paying the rent & council tax day hahaha!
Right so 10% plus interest is about £300 a month I have to pay off...I think I need a snowball...*toddles off to that website*

marietje

I can't wait until payday!

Made a PAD of £7 today and joined the £365 in 365 days challenge. Well on track now to pay 5% off my total this month and hopefully I'll get my treat (ipad mini) much faster this way.

NewLeaf_2

me too I get paid on the 28th

moneyless_mac

Another £300 - £100 from husbands working away expenses and £200 from wages

#114 £730/£6381.81