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Mortgage Free in Three Yrs

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  • Batgirl
    Batgirl Posts: 2,035 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    HI All

    Ok Carlsberg you can can can do it, I feel a bit like people are fed up with my low payments especially as others have much lower mortgages and higher overpayments so I too thought I am going to give in but I am not, and neither should you. There are surveys, cashback sites, mystery shopping, and lots of other ways to make a few extra pennies out there and every pound paid off you mortgage you'll save at least £1 in interest too.

    Ok EVERYONE else 2 I've just been to quidco and if you go through them and make an appointment for hilarys blinds to come to your house you hget paid £20. I have done this but then had to cancel my appt as it was sportsday but Quidco have still validated it, so you don't even have to see them, just book an appoinment and then cancel it!!! So thats another £20 in the bank come September.

    Keep it up everyone

    Batgirl
    May 2015 £10 a day currently £208
  • Batgirl
    Batgirl Posts: 2,035 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Carlsberg I have PM'd you.
    May 2015 £10 a day currently £208
  • cupid_s
    cupid_s Posts: 2,008 Forumite
    Batgirl wrote: »
    Ok EVERYONE else 2 I've just been to quidco and if you go through them and make an appointment for hilarys blinds to come to your house you hget paid £20. I have done this but then had to cancel my appt as it was sportsday but Quidco have still validated it, so you don't even have to see them, just book an appoinment and then cancel it!!! So thats another £20 in the bank come September.

    Keep it up everyone

    Batgirl

    Cheers for this, I actually need some conservatory blinds so it'll be worth getting them to have a look
  • Batgirl
    Batgirl Posts: 2,035 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    cupid_s wrote: »
    Cheers for this, I actually need some conservatory blinds so it'll be worth getting them to have a look

    Please I could help someone, makes me feel a bit better :j
    May 2015 £10 a day currently £208
  • comping_cat
    comping_cat Posts: 24,006 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Carlsberg - yes, im with Northern Rock, and tend to find that most of my normal monthly payment is swallowed up by interest. However, i make loads of small overpayments, so my mortgage is now coming down (every little helps!!!) My mortgage statement is always massive because of these small payments, but im so focussed on getting as much paid off as soon as i can!!!

    I do loads of the click sites too - will have a look at the Hilary blinds one, i might give that one a go too!!!
  • pariskate
    pariskate Posts: 300 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    All thos elitle overpayments add up very quickly - I've just had a look at the mortgage pig thread and people are managing to put by loads.

    I had a nice surprise today - a cheque from the solicitor that did my house purchase - monies left in the client account and interest - £435. So that's going straight off to the bank,

    Kate
    Saving to pay the tax man
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Hiya Calsberg
    Glad you've decided to continue...the more the merrier xx
    January budget
    Nothing left!
  • pariskate
    pariskate Posts: 300 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    oh, that shold be little payments!
    Saving to pay the tax man
  • Carlsberg
    Carlsberg Posts: 39 Forumite
    Damm. Forgot m mortgage statement. Will bring it monday and get upto date. Explained to PH about the small amounts and hes all for it, only problem is, hes the main sponge when it comes to money. Ah well.

    Batgirl has been really supportive and ive joined quidco and rpoints, ill be dammed if I know what to do on em though. Pigsback confuses me enough LOL. And I work in IT, theres no hope eh!

    PS. Catowen, i know what you mean about interest eating all your monthly payments. In about 6 months of paying £700 each month, we only cleared about £800? Something wrong there?!?!? Wish it was 0%

    C x:p
    My Husband calls me a money pervert :A
  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    Lol, I'm the same with technology Carlsberg. I also work in I.T. but I'm so specialised in what I do that I haven't a clue with anything else I.T. related. I can barely figure out how to turn on a PC these days! :rotfl:
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
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