Mortgage Free in Three Yrs

setmefree2

Dithering_Dad wrote: »

no pub? :eek: how on earth can you even consider it???

:rotfl:Yeah - had to be something wrong with it.;)

ailuro2

Ok Ali, you asked for it....

Do it up and retire early to turn it into a B&B....and negotiate a good rate with your neighhbours for use of the pool and tennis courts for your guests.

p.s. Some people call it stalking, some call it selective walking....is what Richie Rich used to say.:rotfl:

I only recently discovered the bird's eye thing on that website, and found out yesterday it gives you a real view from all points of the compass.

For someone like me who loves nosing in other people's houses, that's a great piece of technology! I have to add once I'm mortgage free I would move for a stone built cottage with open fireplace, so I do have a slight reason to nosey!:p

ailuro2

http://www.tspc.co.uk/x89353-4-bedroom-Detached-Villa-for-sale-in-Brechin-Angus--DD9-6TJ

See above, remember the offers over system can add 20% or more to the price!
So buy the farmhouse, do it up and turn it into a nice little profit after the market comes back up. Tradespeople for doing the work will be in plentiful supply once their current contracts run out.;)

OverlandLandy

ailuro2 wrote: »

See above, remember the offers over system can add 20% or more to the price!
So buy the farmhouse, do it up and turn it into a nice little profit after the market comes back up. Tradespeople for doing the work will be in plentiful supply once their current contracts run out.;)

Are properties still going for +20% (or more!) over the asking price even up here? My neighbour has just bought a plot of land for a self build and paid under the asking price after he put a 'Monday mid-day' time limit on the offer.

There are lots of houses for sale around me and they used to go pretty quickly...but not now.

In terms of the Trades being 'slack' soon. I would agree with that. Another of my neighbours is building an extension and has had a few of the quotes that he had got in dropped in price 'if you start work immediately'! A sign of the times. There are also a lot of' special offers' on new builds (as they HATE to lower the prices!).


On a TOTALLY different track.......I HAVE BLOWN MY PLANS to be MFi3:doh: _pale_

......I passed my Full Motorbike test yesterday...then went out and bought a BMW650GS (at least I saw some sense and avoided the 'double the price' 1200GS!).

I have had to dip into my offset funds......

On the other hand I have decided to sell my Historic Rally Car (once I get it back on the road...more time and money.....) so there will be some offset to the initial cost......a bike is also more economical and you can park it for free.....Help... Help...I'm starting to try and justify it to myself!:think: :whistle:

DD - please tell me I have done the right thing!!!:cheesy:

gallygirl

OverlandLandy wrote: »

On the other hand I have decided to sell my Historic Rally Car (once I get it back on the road...more time and money.....) so there will be some offset to the initial cost......a bike is also more economical and you can park it for free.....Help... Help...I'm starting to try and justify it to myself!:think: :whistle:

DD - please tell me I have done the right thing!!!:cheesy:

You're a boy. You've bought a toy. That's it, no justification allowed

PS - what colour is it

do_it_today!

Hi All :hello:
feel like Im going backwards.... I;ve cut back the monthly overpayments by £250 so MF date much further away. I've done this in anticipation of new arrival in December - the logic being we should be saving as much as we can right now instead but listening to people talking about little bits here and there I wont give up on that... the other thing is I STILL desperately want to move which logically is makes no sense :eek: because
we have the space here
will end up paying double for smaller or equivalent
big upheaval
have agood fixed deal
would end up being really far away from anyone we knew
no guarantee of selling within 5 months because of the market

can someone talk me out of this? :eek: anyone or been in a similar position?

Dithering_Dad

OverlandLandy wrote: »

DD - please tell me I have done the right thing!!!:cheesy:

You've done the right thing!! Now you have to make sure you're properly protected from the elements and from the road...

[STRIKE]Cool[/STRIKE] erm Safe Bike Wear

I'm still saving up for that! Bikes are almost as big a money pit as houses! More fun though

OverlandLandy

Dithering_Dad wrote: »

You've done the right thing!! Now you have to make sure you're properly protected from the elements and from the road...

[strike]Cool[/strike] erm Safe Bike Wear

I'm still saving up for that! Bikes are almost as big a money pit as houses! More fun though

Thanks DD........I feel vindicated.....:beer:

I think have the correct gear....Single with a sense of adventure, Scottish Accent, a BMW, A beard and my mother keeps telling me she went to the same school as Ewan McGregor!...... is there anything I'm missing?:D

Ali007....its blue...196 miles on the clock and a BIG discount on the new version with the bigger engine ....honest....

I came back to find my mortgage statement on the doormat....I am still £21k ahead of target (vs a non-offset one) ...so I'm not feeling too guilty.....
Right...I'm away back to my money saving ways.... a nice plate of dust for dinner this evening...all washed down by a refreshing glass of tapwater...;)

shazzany

Congrats on your good news 'do it today!' :j

( p.s. am in a very similar position to you but think I have convinced myself now that i just can't afford to move...)

sharon

Superfast_Gran

... the other thing is I STILL desperately want to move which logically is makes no sense :eek: because

we have the space here
will end up paying double for smaller or equivalent
big upheaval
have agood fixed deal
would end up being really far away from anyone we knew
no guarantee of selling within 5 months because of the market

can someone talk me out of this? :eek: anyone or been in a similar position?

It makes perfect sense to me - you're "nesting" and you want somewhere new for your new arrival so the fact that you have space where you are doesn't really matter - hormones yada yada yada

You might find somewhere "different"

Upheaval is a good time for clearouts - more stuff for eBay!

Could your fixed deal be "portable" ie you can transfer to another property but keep the same deal - ours is

You might not necessarily have to move that far

There are no guarantees in life - that's why we all always take chances in order to live life, isn't it? Plus the market in your area will depend on demand?

I'm going for it - are you?