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Mortgage Free in Three Yrs
Comments
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Hi Guys
Just to further MSE Andreas comments
If there are posts that you feel are trollish or personal attacks please dont reply to them or talk about them - instead report them to [EMAIL="abuse@moneysavingexpert.com."]abuse@moneysavingexpert.com.[/EMAIL]
Thanks Jessica, and thanks for cleaning up our thread. I've also delete a few references I made to the T.R.O.L.L. too. I also deleted my response to MSE Andrea as it was a tad unfair.
Right, back to business.. Mortgage repayment anybody?Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
[strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!!
● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.730 -
Well I for one am looking forward to next month's update from Tall Girl, so please everyone PM TG with your updates so we can get as many questees as possible on the chartOfficial Mascot and Chief Cheerleader for the 'Mortgage Free in Three' Gang0
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flibbertigibbet wrote: »
The IFA carefully avoided telling me what I should do but she did say that it was clearly a potentially profitable policy if companies were making offers. She said the offers that were being made were probably a more accurate reflection of the value of the policy as it stands and this would in turn affect the final outcome due to the compound interest.
Hi Flibbertigibbet,
I saw a couple of threads recently in the endowment section where an IFA who reguarly posts replies on this site (Dunstonh) said a similar thing to a couple of people, and that one chap who had been regularly told in writing that there would be a shortfall actually received more on the final payout via the terminal bonus.Gordon Brown ate my hamster0 -
And jobbingmusician, you were *going* to freak me out, lol, until you said you were still making overpayments of £1,000 a month. In that case, surely an impulse buy, even tho its £500, is do-able. What was it, anyway (Karmacat asks curiously)..........
I am normally quite good and hardly spend anything (even on food, as I mystery shop loads!)
The impulse buy was a musical instrument, but I won't say what sort, as they are fairly rare and it might just be an invitation to trolls to find my true identity!Ex board guide. Signature now changed (if you know, you know).0 -
jobbingmusician wrote: »I am normally quite good and hardly spend anything (even on food, as I mystery shop loads!
)
The impulse buy was a musical instrument, but I won't say what sort, as they are fairly rare and it might just be an invitation to trolls to find my true identity!
You're just embarassed cos you bought bagpipes!Debt 17 12 06 - £7700.:eek: 1st Feb 07 £6903, getting there1st March 07 £6666 (yikes!) 1st April 07 £6329 17.8% 1st May £6085.48 21%, 1st June £5522.13 28.3%, 1st July £5194.46, 32.54%, 1st Aug £4700, 39%, 1st Sept £4411, 42.7% :j :j:j
Dreaming of Another Country Club Number 12!!!!!0 -
Hello all,
Just logging on to tell you I had crispy chicken for tea yesterday . . . why do you care - because it was Birds Eye so I entered the comp to pay off my mortgage!!!
Just wanted to say:
1. t took me 3 times to enter as their systems weren't playing and kept saying I hadn't entered the code correctly (I had) - make sure you check it confirms you are entered!!
2. Also make sure you keep all the packaging - you need to show it if you do win! I know it's a long shot but if I threw it away I'd be guarranteed to win!
They are quite good - emailed me today to tell me I didn't win the £1000 but still in the running for the mortgage paid off on 1st October - never known a comp to tell you you haven't won! (And I've never felt relief at NOT winning £1000 so I can still be in the draw for the mortgage - I did feel really silly though - I mean a grand would be great too!!!)
MMC:j MFiT Club Member 14 :jMortgage Outstanding 01 April 2007 - £51,051 :eek:
Mortgage Outstanding 25 February 2009 - £NIL :rotfl:
Savings 01 April 2009 - £1,522
Paid off 19 years 8 Months early - Original Mortgage £63,000 October 2003 - 25 year term0 -
I saw the birdseye packs the other day and assumed I would no be able to enter but having checked T&C if I was lucky enough to win I could get £100,00 so thanks MMC
I'll give it a go..... *note to buy birdseye comp food and KEEP THE BOX*
Official Mascot and Chief Cheerleader for the 'Mortgage Free in Three' Gang0 -
OMG - my mortgage lender is having problems, and has gone to the Bank of England for help - i do hope my mortgage will be ok!!!0
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do you know i ummed and arrhed in the asda frozen veg section on the merits of asda's own peas or the birdseye ones with the mortgage offer!
i thought the chance was worth the extra 30/40p just this once or twice.
i have notice that the potato waffles also have the offer on too!
thanks for the advice about keeping the packaging x0 -
MiL was round for tea on Wednesday evening. I had to go down to the shop before it shut at 9.00 to get milk and when I got back she went home.
After she left DH said she'd just given him £400 (He doesn't know why). I guess she did it while I wasn't there because I'm not supposed to know about it.
Dunno what he's going to do with it though.
I may have to go and get some birdseye peas as I am running low.
There's a job going at work at the moment in the unit next to where I work. It does different shifts to what I do now so would mean working longer shifts but less days/nights.
After all the bother I had on holiday I thought it would be great to go for but DH doesn't want me to because it'll interfere with his work. (He would have to be 15 mins late 2 mornings a week and take his lunch break to go and fetch DS from preschool while they are having their 45 min break). I keep saying to him that he is perfectly entitled BY LAW to rearrange his working day like this to fit around childcare as it would not adversely affect the company by him doing this.
Do any other Mums feel that you are solely responsible for the childcare and meal providing etc?
Gets on my nerves something rotten, I think I'll have to go on strike soon.Debt: 16/04/2007:TOTAL DEBT [strike]£92727.75[/strike] £49395.47:eek: :eek: :eek: £43332.28 repaid 100.77% of £43000 target.MFiT T2: Debt [STRIKE]£52856.59[/STRIKE] £6316.14 £46540.45 repaid 101.17% of £46000 target.2013 Target: completely clear my [STRIKE]£6316.14[/STRIKE] £0 mortgage debt. £6316.14 100% repaid.0
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