£365 in 365 days ......... back for 2013

chickywiggle

After 3 fantastic years it's coming back by popular demand for 2013.....................

.................... The £365 in 365 day challange.

The aim: to put in £1 in a day from 1st January 2013- empty it on 31st December 2013 and spend spend spend in January 2014 sales.

In the past people have preferred to start saving straight after Christmas (plus a bit) so they can empty early and get Christmas presents, hence the thread starts today.

People are attempting this in many ways - feel free to take your pick or create your own:
Put £1/ £2/ £5/ £10 at intervals into a money box.
Transfer £1/ £2/ £5/ £10 at intervals into an online savings account.

You CAN include any extra money you wish as you go along.

You can choose to end earlier if you wish to use the money for Christmas.

Happy savings.

(2012 thread here)
(2011 thread here)
(2010 thread here)

chickywiggle

ok so 2011 I failed miserably....... mainly due to the arrival of tinywiggle (DS2).

I took what I had saved to pay off credit cards before consolidating my remaining debt.
We are now thoroughly in control of our finances, christmas is all paid for with no outstanding credit card debts so was ready to save into 2012.

2012
started amazingly....no debt felt SOOOO good..............all went well.............
..........till I spent it taking the kids on a few nights away in June.
..........so I started again...........and took it out for a break away in September.
..........................and not really made it back on target since.........I've put a few quid in here and there, plus any random coins laying around.
....................................have over £1000 of debt on credit card again..........long story - check out my diary for more info. But I WILL clear it (tis on a 0% Balance Transfer till about November 2013)


2013
will be MY year.
I'm going to put the £30/ £31 in at the beginning of the month then just add loose change as the month goes on.
.....................watch this space...................

Happy chatting,........... do keep us posted with your progress.

chickywiggle

Did anyone earn a last year?

Buffythedebtslayer

Hello!

So glad you started the new thread. I am tragic! already got 31 pounds in for January! I am going to use it for Christmas like I did this year and so wanted to get going!

so yeah...............that's me!

my £365 from this year has gone on Christmas already! In fact am just about to spend the last of it now

Thanks Chickywiggle xxxx

omiszon1984

Add me please

DreamerHelen

I'm in for next Year if that's okay....

I failed miserably this Year but next Year I'm gonna do it come hell or high water!!

Saver88

Ild like to join for next year please ��

Absinthe_Fairy

Thanks chickywiggle for starting the thread early! I am definitely in for next year :j

[Deleted User]

You are the bestest!!!!!!!!!!!!!!!

I'm in!

Dxxx

[Deleted User]

Ok so I am foreseeing a very poor January so I am gonna add 10 £1 coins into my jar today then I dont need to add any more until the 11th January 2013.

So my £1 has been added for the following days.

Jan 1st:j
Jan 2nd:j
Jan 3rd :j
Jan 4th :j
Jan 5th:j
Jan 6th :j
Jan 7th :j
Jan 8th :j
Jan 9th :j
Jan 10th:j

I will check in soon - Hope everyone has a fabulous Christmas Time - mwahhhhhhhhhhhhhhhhh

Dxxx

365days

With my user name it would be rude not to join!

Just got a £2 coin so that can be todays and tomorrows money.