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Mobile Phone Micropayments

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Comments

  • ThumbRemote
    ThumbRemote Posts: 4,755 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    melbell wrote: »
    You really are a troll aren't you.

    You make a mistake but rather than admit it, you accuse me of being a troll. Interesting logic.

    "you got your son a contract in your name". No they didn't.

    I generally try and make contributions to threads. You, on the other hand, can't even manage to read the first post, let alone say anything of value.
  • MamaMoo_2
    MamaMoo_2 Posts: 2,644 Forumite
    You make a mistake but rather than admit it, you accuse me of being a troll. Interesting logic.

    "you got your son a contract in your name". No they didn't.

    I generally try and make contributions to threads. You, on the other hand, can't even manage to read the first post, let alone say anything of value.

    Whether she got him a phone contract in her name or not, she still did not stop him having access to a mobile phone with a very large amount of available credit. Melbell's point is still valid.
  • dalesrider
    dalesrider Posts: 3,447 Forumite
    MamaMoo wrote: »
    My bad, I forgot we can only tell people what they want to hear and not the truth.

    If it was just the OP. Then i might agree...

    But sadly its not. Seem to be a few who disagree with you opinion.

    You seem to do nothing but berate the OP. Never post any constructive help.
    Never ASSUME anything its makes a
    >>> A55 of U & ME <<<
  • MamaMoo_2
    MamaMoo_2 Posts: 2,644 Forumite
    dalesrider wrote: »
    If it was just the OP. Then i might agree...

    But sadly its not. Seem to be a few who disagree with you opinion.

    You seem to do nothing but berate the OP. Never post any constructive help.

    On the contrary, I told her how he did it to enlighten the OP (from where the money was spent, to what it was spent on, and the verification processes used), I linked her to T&Cs for all relevant sites and I gave her ways of preventing this in future (passcode locks etc)
    The fact is, I tell it as it is, not how OP wants to hear it. If the OP had a valid claim from Jagex, I would have given information about how she can claim it back.
    Unfortunately, the fact of the matter is there is nobody to blame but the OP's son. He'll be 14 next week, he is hardly too young to know what he's doing and is old enough to take responsibility legally, so trying to shift the blame is not going to help anyone.
  • wealdroam
    wealdroam Posts: 19,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    MamaMoo wrote: »
    Unfortunately, the fact of the matter is there is nobody to blame but the OP's son.
    That does not mean there is no claim.

    You seem to have forgotten Youngsolicitor's earlier posts where he said...
    When your money is used by someone who doesn't have authority to use that money (e.g. your son), you are entitled to get that money back from third parties (e.g. Jagex) under the law of restitution and unjust enrichment.

    But then, you argued against that too.

    :rotfl:
  • MamaMoo_2
    MamaMoo_2 Posts: 2,644 Forumite
    wealdroam wrote: »
    That does not mean there is no claim.

    You seem to have forgotten Youngsolicitor's earlier posts where he said...


    But then, you argued against that too.

    :rotfl:

    Actually, having looked through a few of the test cases on there, I had/have my doubts that that is applicable.
    Just because the guy's username is "YoungSolicitor" doesn't mean that he is a solicitor, or that all of his advice is correct. I've seen at least one other instance of him offering questionable advice on here.
  • melbell
    melbell Posts: 488 Forumite
    Why is the OP trying to wriggle out of paying?

    She should pay it then dock the son? By selling his things! Really it makes me sick seeing all the wriggling out posts recently.

    OP go the whole hog and complain to your credit card company that you felt pressured into spending on their card and they should forget the debt.
  • shocky_2
    shocky_2 Posts: 189 Forumite
    edited 21 December 2012 at 12:37PM
    melbell wrote: »
    OP go the whole hog and complain to your credit card company that you felt pressured into spending on their card and they should forget the debt.

    There was no credit card used. It was literally a matter of sending a code by text message.

    There is a fundamental difference between this situation and asking your bank to forgive your debt if your card gets stolen. In that case, the bank loses out because it has to pay for the consequences of the fraud. But in this case there is no loss, Jagex would lose nothing by reversing the transaction. All they need to do is change a number in a database to reduce the number of runescape credits in the boy's account.

    I disagree with people who say things like "why should they lose out" for the same reason. Noone is losing out here, Jagex haven't provided a product or a service. The boy wouldn't keep a benefit, its not like he would get something for nothing.
  • MamaMoo_2
    MamaMoo_2 Posts: 2,644 Forumite
    edited 21 December 2012 at 2:55PM
    There was no credit card used. It was literally a matter of sending a code by text message.

    There is a fundamental difference between this situation and asking your bank to forgive your debt if your card gets stolen. In that case, the bank loses out because it has to pay for the consequences of the fraud. But in this case there is no loss, Jagex would lose nothing by reversing the transaction. All they need to do is change a number in a database to reduce the number of runescape credits in the boy's account.

    I disagree with people who say things like "why should they lose out" for the same reason. Noone is losing out here, Jagex haven't provided a product or a service. The boy wouldn't keep a benefit, its not like he would get something for nothing.

    Jagex currently have £150. They value that service at that amount, and as we all know, the value of a product is what someone (in this case OP's son and many others) will pay for it. He may not have anything physical to show for it, but that's the nature of the service. This area of the game will have cost money to develop, money to keep the servers running, the paymo system will cost money to implement, etc etc, and it is this that the OP's son paid for, to gain access to premium aspects of the game.
    It may not be tangible, but neither are iTunes downloads, online RPG's like WoW, hell, even premium !!!!!! sites etc, but they are still a service that is provided in exchange for money. They advertised a service, OP's child paid for (albeit using stolen funds). Jagex then provided access to said service, and OP's son used the service. Deal done.
  • dalesrider
    dalesrider Posts: 3,447 Forumite
    MamaMoo wrote: »
    OP's child paid for (albeit using stolen funds). Jagex then provided access to said service, and OP's son used the service. Deal done.

    There for Jagex are party to handling stolen goods....... :T

    These companies are well aware that their systems are open to abuse. As they have failed to ensure that the bill payer has given permission.
    I do not think that sending a text to the phone requesting access could be considered a secure method of ensuring they are getting hte bill payers permission.
    Never ASSUME anything its makes a
    >>> A55 of U & ME <<<
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